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Senior Credit Risk Manager, E-commerce
2 months ago
Job Description:
This role will support credit risk management of the e-commerce portfolios and the newly launched online platform.
You will be responsible for credit risk reporting and analysis with primary accountability for identifying and managing consumer credit risk across all components of the cardholder life-cycle through data gathering and analytics.
You will support and interact with the client teams and with key contacts throughout Synchrony.Key Responsibilities:
- Work closely with retail clients to minimize both Synchrony Financials' and the retailer's risk, while continuing to grow the portfolio.
- Work effectively cross-functionally to drive smart growth and client satisfaction delivering safety and soundness in the portfolio.
- Prepare and present client-facing and leadership team presentations to facilitate informed decisions.
- Be a leader in driving enhanced strategies, using champion/challenger leanings to manage credit and fraud risk.
- Provide analytics and input for deal and promotional pricing activities.
- Coordinate multisite/country resources to ensure delivery and accuracy of monthly MIS and reporting needs to meet internal and external requirements.
- Coordinate planning cycle with client teams to ensure consistency in business plans.
- Responsible for providing clear guidance to the organization on risk appetite and prudent growth.
- Maintain effective and credible challenge of critical decisions and business processes.
- Perform other duties and/or special projects as assigned.
Requirements:
- Bachelor's degree and 3+ years of experience in a consumer and/or commercial Credit/Risk, Finance or Analytics role; or in lieu of a bachelor's degree, 6+ years of experience in a consumer and/or commercial Credit/Risk, Finance or Analytics role.
- 2+ years' experience in SAS, SQL or other related analytic tools.
Desired Characteristics:
- Ability to accurately condense large amounts of information and present in a simple, cogent manner to senior level management and clients.
- Strong analytical skills, highly comfortable working in a quantitative environment.
- Experience operating as part of a cross-functional team.
- Use of advanced technical & analytical competencies in driving effective strategic goals.
- Strong communication and presentation skills.
- Familiarity with consumer lending products and practices.
- Advanced experience with SAS/SQL or other related analytic tools.
Compensation:
The salary range for this position is $75,000.00 USD Annual and is eligible for an annual bonus based on individual and company performance.
Actual compensation offered within the posted salary range will be based upon work experience, skill level or knowledge.
Eligibility Requirements:
- You must be 18 years or older.
- You must have a high school diploma or equivalent.
- You must be willing to take a drug test, submit to a background investigation and submit fingerprints as part of the onboarding process.
- You must be able to satisfy the requirements of Section 19 of the Federal Deposit Insurance Act.
- Legal authorization to work in the U.S. is required. We will not sponsor individuals for employment visas, now or in the future, for this job opening.
Job Family Group:
Credit