Commercial Credit Analyst

2 weeks ago


Tupelo, Mississippi, United States gpac Full time
Job Title: Commercial Credit Analyst

GPAC is seeking a highly skilled Commercial Credit Analyst to join our team. As a Commercial Credit Analyst, you will play a critical role in supporting our lenders in underwriting requests for credit extensions to new and existing commercial clients.

Key Responsibilities:
  • Analyze financial data and prepare written reports evaluating the short and long-term prospects of individual or company borrowers.
  • Make recommendations to Loan Officers on the granting or denying of loans and prepare sufficient information to document recommendations.
  • Identify and interpret trends in financial data, including key financial ratios such as cash flow to debt service and debt-to-equity.
  • Provide thorough documentation of all financial analysis via spreadsheets and written credit offering memorandums.
  • Suggest a loan grade after conducting a thorough credit analysis and documentation review.
  • Coordinate specific work tasks within the department to ensure the smooth and efficient flow of information.
  • Provide assigned reports and perform annual review of loan relationships.
Requirements:
  • 2+ years of experience in a bank as a Credit Analyst.
  • Bachelor's degree in Finance or Economics.

GPAC is an equal opportunity employer and welcomes applications from qualified candidates without regard to race, age, color, sex, religion, national origin, disability, sexual orientation, gender identity, marital status, military status, genetic information, or any other status protected by applicable laws or regulations.



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