Senior Commercial Lending Expert
5 days ago
About the Position:
We are seeking an experienced Commercial Credit Analyst to join our team at Central Bancompany. As a key member of our lending team, you will be responsible for evaluating financial health and creditworthiness of commercial customers. With a focus on middle market regional and large public companies, you will analyze financial statements and loan risk to ensure compliance with established policies and procedures.
Responsibilities:
- Analyze financial statements and loan risk for middle market regional and large public companies
- Evaluate creditworthiness of commercial customers
- Develop and maintain relationships with customers
- Assist in the preparation and presentation of loan proposals
- Maintain accurate and detailed records of customer interactions and financial data
- Collaborate with other teams to ensure seamless loan processing and customer satisfaction
Requirements:
- Bachelor's degree in business with an emphasis in Finance or Accounting or an equivalent degree program
- Minimum 12 hours of accounting required
- 3 or more years of experience as a commercial credit analyst
- Completion of a credit training program such as Omega
- Knowledge of current bank lending procedures and policies, lending regulations (state and federal), lien laws, collection/bankruptcy regulations, and loan documentation
- Excellent verbal, listening and communication skills
- Ability to analyze complex financial data and make informed decisions
- Strong organizational skills and attention to detail
- Ability to work independently and as part of a team
Our Team:
At Central Bancompany, we pride ourselves on being a dynamic and supportive team that values collaboration and open communication. Our team members are dedicated professionals who strive to provide exceptional customer service and support each other in achieving our goals.
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