Senior Mortgage Origination Specialist

1 week ago


Gainesville, Florida, United States First Federal Bank Full time
Job Description

Mortgage Originator at First Federal Bank

Salary:$120,000 - $150,000 per year

As a Senior Loan Officer, you will be responsible for originating mortgage loans and providing excellent customer service to our clients. Your primary goal is to identify potential customers and offer them suitable loan options, ensuring that they meet the requirements of our financial institution.

Key Responsibilities:

  1. Interview residential mortgage loan applicants to determine their eligibility for loan applications.
  2. Request specific information from applicants and verify the accuracy of their details.
  3. Notify applicants of their loan decision and provide them with clear explanations of the terms and conditions of their loan.
  4. Communicate effectively with customers, applicants, or creditors to resolve any questions or concerns regarding application information.
  5. Recommend and outline the terms of the loan based on the applicant's qualifications and needs.
  6. Inform prospective borrowers of loan commitments and ensure that all necessary documentation is completed.
  7. Review developing laws and regulations related to installment loan security agreements to ensure compliance.
  8. Assist collection officers with delinquent account files to minimize financial losses for the institution.
  9. Strive to achieve quality loan growth by identifying opportunities for cross-selling and up-selling.
  10. Develop strong relationships with customers, builders, and realtors to generate new business opportunities.

Minimum Qualifications:

  • Bachelor's degree in a related field (e.g., finance, business) or equivalent experience.
  • At least 6 years of experience in mortgage lending or a related field.
  • Strong understanding of financial products and services offered by First Federal Bank.
  • Excellent communication, organizational, and problem-solving skills.
  • Able to work effectively in a fast-paced environment with multiple priorities.


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