Senior Risk Management Strategist

1 week ago


New York, New York, United States AMEX Full time
Job Overview

American Express Company is seeking a Senior Risk Management Strategist to devise credit risk strategy for commercial new accounts and existing customers. The ideal candidate will develop key capabilities to enable new account strategies for existing commercial customers, ensuring growth while managing losses.

About the Role

This role requires a Master's degree in Business Administration, Finance, Statistics, Mathematics, Engineering, Analytics, or a related field, and 2 years of experience with credit risk management and analytics. Experience must include 2 years of each: credit and fraud risk management for credit card and non-card products; Hive, SAS, SQL, and Teradata; developing credit risk policies and capabilities for exposure management, delinquency management, and limit management for card and non-card products; working in cross-functional and cross-border teams in commercial credit risk management; development of predictive models with regression and advanced machine learning techniques for fraud risk management; designing fraud risk mitigation strategy; analyzing credit risk data from commercial credit bureaus, internal data sources, including financial statements, systems, and data management processes; exposure and limit management of small business credit card and non-card products; designing targeting and pricing strategy for non-card products; managing risk of high balance commercial customers; and analyzing commercial portfolios.

Key Responsibilities
  • Develop and implement credit risk strategies for commercial new accounts and existing customers
  • Collaborate with business partners to enhance value proposition, improve customer experiences, and strengthen regulatory and compliance alignment
  • Work with the decision science team to enhance economic logic that supports core risk management decisions
Benefits
  • Competitive base salaries
  • Bonus incentives
  • 6% Company Match on retirement savings plan
  • Free financial coaching and financial well-being support
  • Comprehensive medical, dental, vision, life insurance, and disability benefits
  • 20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy
  • Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
  • Free and confidential counseling support through our Healthy Minds program
  • Career development and training opportunities
Location and Salary

Job Location: New York, NY. Estimated salary range: $160,597.00 - $165,000.00 annually. Telecommuting is available up to 2 days per week.



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