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Consumer Loan Sales Associate
2 months ago
About OneMain Financial
At OneMain Financial, our Consumer Loan Sales Associates play a crucial role in empowering clients by understanding their financial needs and providing access to quick, friendly, and affordable financing solutions for various life expenses. This position offers an opportunity to gain insights into the lending and servicing industry, paving the way for career advancement.
Key Responsibilities
- Achieve individual and branch sales targets while meeting customer expectations.
- Build and nurture new and existing client relationships throughout the loan process and its lifecycle.
- Offer tailored financial solutions that align with client goals and needs.
- Introduce clients to optional insurance products.
- Clarify loan terms and conditions to ensure clients have a comprehensive understanding.
- Collaborate with local businesses to identify and develop new customer opportunities.
- Learn and apply credit underwriting techniques and sales tools effectively.
- Oversee the loan lifecycle, including collections, while adhering to all applicable laws and regulations.
Qualifications
- High School Diploma or GED.
Preferred Qualifications
- Experience in sales, collections, or customer service.
- Bilingual candidates, particularly in Spanish, are encouraged to apply.
Work Environment
This position requires on-site presence.
Why Choose OneMain?
A career with OneMain provides the potential for an annual salary along with incentives. Employees can advance to leadership roles such as Branch Manager or District Manager through various training programs and growth opportunities. Additional benefits include:
- Comprehensive health and wellness options, including medical, dental, vision, and life insurance.
- 401(k) plan with up to 4% matching.
- Employee Stock Purchase Plan with a 10% discount.
- Tuition reimbursement programs.
- Generous paid time off, including vacation and personal days.
- Paid sick leave as per state or local regulations.
- Paid holidays and volunteer time off.
OneMain Financial is dedicated to providing responsible access to credit for nonprime customers, helping them improve their financial well-being. With a history dating back to 1912, we focus on assisting individuals in achieving their financial goals through our diverse range of personal loans and credit products. Our team members are committed to meeting customers' needs in various ways, including in-person, over the phone, and online.
We foster an inclusive culture, prioritize career development, and strive to make a positive impact in the communities we serve. At OneMain, we believe that helping people reach a better financial place makes us a stronger company.