Senior Collateral Analyst

3 weeks ago

Westwood, Massachusetts, United States Citizens Financial Group, Inc. Full time
Job Summary

The Commercial Field Exam team at Citizens Financial Group, Inc. supports the underwriting of facilities to New/Existing borrowers, Renewals, Annual Reviews, and Special Requests. As a Senior Collateral Analyst, you will participate in on-site evaluation of an existing or prospective borrower's books, records, and operations to ensure compliance with bank lending policies and procedures, assessing collateral adequacy and quality, by detecting changes in trends and identifying risks. You will assist in preparing a detailed report of significant exam findings for distribution to the bank. The ideal candidate will be an analytical problem solver who demonstrates excellent oral and written communication skills along with the capacity to work independently and with internal/external stakeholders.

Key Responsibilities
  • Perform in-depth analysis of overall financial condition of various companies/industries; identifying credit risks, trends, and deteriorating situations.
  • Play a key role in verifying both collateral value and existence with the primary focus accounts receivable and inventory.
  • Effectively evaluate internal reporting systems and collateral reporting submitted to the Bank.
  • Prepare a comprehensive and concise written report, inclusive of an Executive Summary, highlighting key examination issues, risks and recommendations (actions related to current and future monitoring of the credit such as appropriate formula advance rates and reserves).

Requirements
  • 2-3 years' experience in Finance, Accounting, Audit, or Analytics.
  • Excellent analytical, written, and verbal communication skills.
  • Ability to interact with all levels of management internally and externally.
  • Ability to identify and solve problems.
  • Good interpersonal skills.
  • Attention to detail.
  • Ability to make sound recommendations.
  • Self-motivated, well-organized individual.
  • Technologically Proficient in Data Analysis, Microsoft Excel, Word, PowerPoint and Outlook.
  • Knowledge of analytical software a plus.
  • Familiarity commercial lending a plus.

Work Environment
  • Hybrid in the office 1-2 days (Johnston, RI or Westwood, MA) when not traveling.
  • Flexibility to travel up to 50% both Local and overnight throughout Northeast.

Equal Employment Opportunity

Citizens Financial Group, Inc. is an equal employment opportunity employer. We value diversity, equity and inclusion, and treat everyone with respect and professionalism. Employment decisions are based solely on experience, performance, and ability.

  • Senior Energy Analyst

    3 weeks ago

    Westwood, Massachusetts, United States Eversource Energy Full time

    Job SummaryThis position is responsible for representing Eversource's interests in filings and presentations before Federal and State regulatory entities and interest groups. The Senior Energy Analyst will support negotiations with commercial counter-parties and analyze strategies to lower costs for Eversource's customers while maintaining the reliability of...

  • Senior Data Analyst, Resilience and Reliability Expert

    4 weeks ago

    Westwood, Massachusetts, United States Eversource Energy Full time

    Job SummaryWe are seeking a highly skilled Senior Data Analyst to join our Resilience and Reliability team at Eversource Energy. As a key member of our team, you will play a critical role in implementing a data-driven strategy to strengthen our electric transmission and distribution grid.The ideal candidate will have a strong background in data analytics,...

  • Senior Financial Planning Analyst

    4 weeks ago

    Westwood, New Jersey, United States Jobot Full time

    Job SummaryWe are seeking a highly motivated and experienced Senior Financial Planning Analyst to join our dynamic team in the Manufacturing industry. This individual will play a crucial role in driving our financial planning and analysis, contributing to the overall strategy, and making key business decisions.Key ResponsibilitiesLead the development and...

  • Senior Financial Analyst

    2 weeks ago

    Westwood, United States Eversource Energy Full time

    This is an exciting opportunity to join our Finance Budget & Investment Planning team. We’re looking for a highly motivated Financial/Senior Financial Analyst that can work independently and with accuracy This critical role is responsible for analysis, research, evaluation, and preparation of reports in support of new business opportunities and strategic...

  • Digital Media Senior Analyst

    2 weeks ago

    Westwood, United States Citizens Full time

    Description Theres no better time to be a Citizen! We are growing and looking to add to our Marketing Analytics team. We are seeking a strategic and motivated Digital Marketing Senior Analyst to support the development and maintenance of a suite of analytics solutions related to our digital media efforts including attribution, measurement, experimental...

  • Operational Due Diligence Analyst

    2 weeks ago

    Westwood, United States Meketa Investment Group Full time

    Operational Due Diligence Analyst Meketa Investment Group is a growing, investment consulting firm providing strategic investment advice to large institutional clients. In this position, you will demonstrate your keen analytical skills and attention to detail to assess financial processes, compliance frameworks, and operational controls, ensuring our...

  • ETS Risk Principal Analyst- Technology and Cyber Risk

    2 weeks ago

    WESTWOOD, United States Citizens Full time

    DescriptionAs the ETS Risk Principal Analyst in Technology and Cyber Risk, you will be responsible for identifying, assessing, and mitigating risks associated with technology and cybersecurity within the banking sector. Your role is crucial in ensuring the organization’s resilience against cyber threats and maintaining robust risk management practices. Key...

  • Vertical Marketing Strategist

    4 weeks ago

    WESTWOOD, United States Citizens Full time

    DescriptionCitizens is seeking a dynamic and strategic Vertical Marketing Strategist to spearhead marketing efforts for our key verticals: Private Equity and Venture Capital, Innovation Economy, Commercial Real Estate, and other industry verticals. The ideal candidate will develop and execute comprehensive marketing plans that drive growth and enhance our...

  • Director Software Engineering – Compliance Platforms

    4 weeks ago

    WESTWOOD, United States Citizens Full time

    DescriptionWe are currently seeking a Director of Software Engineering  to lead the Compliance technology team and manage the portfolio of applications / data platforms for Compliance, AML and KYC and Risk Management.  In this role, you will be required to have a strategic mindset, excellent leadership skills, and a passion for leveraging AI and ML to...