Mortgage Lending Officer
21 hours ago
Citigroup Inc. is seeking a highly skilled Mortgage Lending Officer to join our team. As a Mortgage Lending Officer, you will be responsible for originating high-quality residential real estate loans for clients.
Key Responsibilities:- Consult with customers to understand their financial situation and lending needs.
- Analyze financial information to determine the customer's eligibility for a particular lending solution.
- Make recommendations to customers about which lending solutions would best meet their financial and personal objectives.
- Advise customers about the consequences, risks, and benefits of alternative lending solutions.
- Promote Citi's brand and lending services to real estate agencies, builders, and other referral sources.
- Visit customers outside of Citi's offices to provide personalized service.
- Work with internal partners to support and grow our customers.
- Refer customers who seek financial services other than lending solutions to the appropriate Citi professionals.
- Partner with Operations teams to ensure the seamless transfer of loan applications.
- Work with Processors/Closers and customers to ensure timely loan closings.
- Develop and maintain relationships with key referral partners.
- Stay up-to-date on industry trends and developments.
- 2-5 years of relevant experience.
- 3 years of previous mortgage sales experience required.
- Residential Mortgage experience required.
- Established book of business.
- Proven product sales capability.
- FHA/VA & conventional loan experience preferred.
- Ability to comprehend and explain financial calculations and pricing alternatives.
- Ability to communicate with customers about loan requirements.
- Knowledge of consumer lending laws and regulations.
- Demonstrated customer service skills.
- Strong relationship development and management skills.
- Expertise in general lending products and mortgage industry.
- Bachelor's/University degree or equivalent experience.
Citi offers competitive employee benefits, including medical, dental & vision coverage, 401(k), life, accident, and disability insurance, and wellness programs. Paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays are also available.
Citi is an equal opportunity and affirmative action employer. Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
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