Loan Processor

At Rize Mortgage, we are seeking a highly skilled Loan Processor to join our team. As a Loan Processor, you will play a critical role in evaluating loan applicants' creditworthiness and eligibility for commercial loans or real estate loans.

Key Responsibilities:

• Interview prospective loan applicants and assist them in finding the best loan products for their needs.
• Work with borrowers to gather financial information, verify accuracy, and complete mortgage loan applications.
• Order property and loan documentation, such as appraisals, inspections, title searches, and property tax records, to process mortgage loan files.
• Prepare and submit detailed loan packages to the lender underwriting department for approval or denial.
• Act as a liaison between applicants, mortgage brokers, loan officers, real estate agents, and mortgage lending underwriters to facilitate loan approval.
• Ensure loan files meet lending and regulatory guidelines and policies.
• Maintain detailed documentation of the process in our system, from origination to close.

Requirements:

• High school diploma or GED required; Associate's degree in accounting, finance, or business preferred.
• Minimum of 2+ years loan processing experience required.
• Experience in mortgage lending and knowledge of loan types, such as FHA, FHLB, FNMA, or VA loans required.
• Excellent written and verbal communication skills.
• Strong analytical and time management skills and superior attention to detail.