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Senior Commercial Credit Analyst

2 months ago

MA United States Bluestone Bank Full time
Bluestone Bank is seeking a highly skilled Senior Commercial Credit Analyst to join our team. The ideal candidate will have a strong background in financial analysis and credit risk management, with the ability to evaluate complex financial data and make informed decisions.

**Key Responsibilities:**

* Analyze financial condition of existing and prospective customers to determine credit worthiness
* Prepare and review supporting documentation for underwriting and recommend approval or rejection of credit requests
* Provide guidance to other Credit Analysts within the department
* Work independently analyzing complex loan data and financial information
* Complete Credit Memo/Underwriting of requests for commercial credit
* Prepare spreadsheets, reports, and summaries for Bank Officers
* Assign risk ratings to each borrower of the bank
* Provide technical support to loan officers and other credit analysts

**Requirements:**

* Bachelor's degree in business, finance, or accounting
* Three or more years of credit analysis experience
* Strong financial analytical abilities and attention to detail
* Good written and verbal communication skills
* Ability to quickly learn and properly use various software programs

**Physical Demands and Work Environment:**

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this job, the employee is regularly required to sit and talk or hear, reach with hands and arms; and stoop, kneel, or crouch. The employee must occasionally lift and/or move up to 10 pounds. Specific vision abilities required by this job include close vision, distance vision, peripheral vision, and the ability to adjust focus.

**Equal Opportunity Employer:**

Bluestone Bank is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, or protected veteran status and will not be discriminated against on the basis of disability.