Mortgage Loan Closer

First International Bank and Trust is a family-owned community bank and one of Prairie Business Magazine's 50 best places to work. We are seeking a highly skilled Secondary Market Mortgage Loan Closer to join our team.

• Provide Exceptional Customer Service: Offer top-notch support to borrowers throughout the closing process, ensuring a smooth and stress-free experience.
• Review and Verify Loan Documentation: Thoroughly review and verify all loan documentation to ensure accuracy and completeness, adhering to regulatory requirements and company policies.
• Prepare and Review Closing Disclosure Statements: Prepare and review closing disclosure statements and other required documents, ensuring compliance with federal, state, and FIBT regulations.
• Coordinate with Borrowers, Lenders, and Title Companies: Facilitate the closing process by coordinating with borrowers, lenders, and title companies, ensuring timely and efficient completion.
• Respond to Loan Officer Questions: Respond to loan officer questions about their Closing Disclosure and any other closing documents, providing clear and concise information.
• Address and Resolve Issues: Address and resolve any issues or discrepancies that arise during the closing process, ensuring a seamless experience for all parties involved.
• Work with Title Companies: Collaborate with title companies to provide closing fees applicable to each file and obtain an approved Closing Disclosure.
• Maintain Thorough Records: Maintain accurate and detailed records of all transactions and communications, ensuring compliance with regulatory requirements.
• Ensure Compliance: Ensure compliance with federal, state, and FIBT regulations and guidelines, staying up-to-date on policy and procedural changes.

• Education: High school diploma or equivalent; associate's degree or higher in finance, business, or related field preferred.
• Experience: Proven experience in mortgage closing, processing, or similar role preferred.
• Knowledge: In-depth knowledge of mortgage lending practices, closing procedures, and regulatory requirements preferred.

First International Bank and Trust is a family-owned full-service community bank with locations in ND, MN, SD, and AZ. We offer a competitive benefits package, including:

• Health, Dental & Vision
• 401K Retirement Plan with Employer Match
• Paid Parental Leave
• Life and Disability Insurance
• Generous PTO and Holiday pay