Senior Commercial Lender

We are seeking a highly skilled and experienced Commercial Lender to join our team at Bank of Greene County. As a key member of our commercial lending team, you will be responsible for developing and maintaining relationships with commercial customers, identifying new business opportunities, and providing exceptional customer service.

• Conduct business development in the Bank's commercial market, including loan origination and relationship building
• Maintain excellent customer service, handle customer problems and complaints, and counsel customers with special needs or requests
• Assist with the collection of delinquent loans and review credit analysis for prospects and credit updates for current customers
• Present and review loan requests with senior credit officers for consideration and approval or rejection
• Provide a professional, business-like atmosphere within the lending department and assume community leadership and service responsibilities
• Develop and maintain relationships with accounting firms, attorneys, and real estate agents, and provide support to branch staff for new business development and maintenance of existing commercial and retail relationships
• Protect bank assets by supervising and providing guidance to direct reports and comply with all applicable laws, rules, regulations, policies, procedures, and guidelines

• Bachelor's degree in business, finance, accounting, or a related field, or equivalent work experience
• Minimum of seven plus years of work experience in the financial services field in lending, business development, public relations, branch development, credit analysis, finance, or marketing
• Strong customer service, supervisory, sales, and business development skills, as well as knowledge of applicable laws, rules, regulations, commercial lending practices, and guidelines
• Excellent interpersonal, sales, communication, and public relations skills, and a strong ability to build relationships
• Ability to interact and make presentations to senior management and some of the bank's retail, commercial, and municipal banking customers
• Ability to readily identify short-term as well as long-term opportunities for financial improvement within the organization and then execute necessary plans to achieve results
• Proficiency in Microsoft Office software required
• Commitment to superior customer service

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. While performing the duties of this job, the employee is regularly required to talk or hear. The employee frequently is required to stand, walk, use hands to finger, handle, or feel, and reach with hands and arms. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Bank of Greene County is a federal contractor and provides equal employment opportunity in all employment-related matters, including hiring, training, promotion, compensation, benefits, transfers, and other personnel actions, without regard to race, color, national origin, age, religion, sex, sexual orientation, gender identity or expression, the status of being transgender, disability, genetic information, predisposition and carrier status, military or veteran status, marital and familial status, the status of being a victim of domestic violence, employee's or a dependent's reproductive health decision making, known relationship or association with any member of a protected class, and any other characteristic protected by applicable law.

Before assuming any duties, each employee will be trained in the proper filing and logging procedures for large currency transactions and the sale of monetary instruments. Each employee will immediately report suspicious currency transactions or activity to their immediate supervisor or the BSA Officer. All employees will become familiar with how their customers handle their accounts and will report any transactions that are not within the normal activities of the customer. The employee will be trained in compliance with the BSA, USA PATRIOT ACT, and associated laws and regulations under the Bank's Compliance Program as it pertains to his or her job functions. Employees are expected to meet all compliance requirements as stated within the Bank's BSA/AML/CIP/OFAC Program. Failure to meet these compliance standards may adversely affect performance appraisals and may result in disciplinary action up to and including termination. Employee's compliance violations may result in termination, individual fines, and possible imprisonment.