Mortgage Loan Originator Livonia

4 days ago


Livonia, Michigan, United States Lake Michigan Credit Union Full time
About the Role

We are seeking a highly skilled Mortgage Loan Originator to join our team at Lake Michigan Credit Union. As a Mortgage Loan Originator, you will be responsible for assisting members with their mortgage lending needs, analyzing loan requests, and making credit decisions based on mortgage lending policies and procedures.

Key Responsibilities
  • Review and evaluate information on mortgage loan documents to determine if buyer, property, and loan conditions meet bank and regulatory standards.
  • Assemble documents in loan file, including acceptance or denial, and return file to mortgage clerk.
  • Establish terms and conditions of an approved loan and review with member.
  • Market the Credit Union's mortgage lending program to companies and individuals within the real estate community.
  • Evaluate acceptability of loan on secondary mortgage markets.
  • Cross sell other Credit Union services.
  • Responsible for adhering to and complying with all applicable federal and state laws, regulations, and guidance, adhering to Bank policies and procedures, and completing required training.
  • Keeps informed of current trends in mortgage lending and market factors affecting mortgage lending.
Requirements
  • Three to five years of sales or related experience.
  • Prior experience working in the Mortgage industry is a plus.
  • Ability to maintain an active registration with the National Mortgage Licensing System (NMLS) is required.
  • Excellent written and verbal communication skills.
About Us

Lake Michigan Credit Union is a not-for-profit institution, owned by its members, instead of corporate stockholders. We are accountable directly to our members, and they directly share in our success - benefitting by lower and fewer fees, better savings and checking interest rates, lower cost mortgages, and a host of other advantages that simply don't exist at traditional banks.

We are committed to our members' lifetime financial needs and provide a comprehensive range of financial services, including mortgage lending, to help them achieve their goals.


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