Current jobs related to Commercial Lender - Reno, Nevada - Heritage Bank of Nevada

  • Commercial Lender

    5 months ago


    Reno, United States Heritage Bank of Nevada Full time

    SUMMARY Heritage Bank of Nevada is looking for a talented and motivated Commercial Lender. The CLO acts as the primary contact for commercial clients and high net worth individuals. Obtains, evaluates and recommends approval of commercial loans, lines of credit, real estate, and construction loans. DUTIES AND RESPONSIBILITIES: Interview and conduct...

Commercial Lender

2 months ago


Reno, Nevada, United States Heritage Bank of Nevada Full time
About the Role:

Heritage Bank of Nevada is seeking a skilled and motivated Commercial Lender to join our team. As a Commercial Lender, you will serve as the primary contact for commercial clients and high net worth individuals, providing exceptional customer service and expertise in commercial lending.

Key Responsibilities:
  • Client Relationship Management: Build and maintain strong relationships with commercial clients, understanding their financial needs and providing tailored solutions.
  • Credit Analysis: Conduct thorough credit analysis, evaluating financial status, cash flow, credit, and collateral to determine creditworthiness.
  • Loan Origination: Originate and process commercial loans, lines of credit, real estate, and construction loans, ensuring compliance with regulatory requirements.
  • Loan Review and Approval: Review loan documentation for accuracy and compliance, presenting credit authorization requests to senior management for approval.
  • Portfolio Management: Monitor and manage commercial loan portfolios, ensuring timely payments and adherence to loan covenants and conditions.
  • Collaboration and Communication: Work closely with other loan officers, credit analysts, and bank divisions to promote overall success and growth of the organization.
About You:

We are seeking a highly skilled and experienced Commercial Lender with a strong background in commercial credit analysis, loan structuring, and collateral analysis. The ideal candidate will possess excellent communication and interpersonal skills, with the ability to work independently and as part of a team.

Requirements:
  • Education: Bachelor's degree in a related field.
  • Experience: 8-10 years of experience in a financial institution, with a strong focus on commercial credit analysis and loan origination.
  • Skills: Excellent credit analysis, loan structuring, and collateral analysis skills, with the ability to work independently and as part of a team.
  • Qualifications: Strong understanding of generally accepted accounting principles, excellent communication and interpersonal skills, and the ability to maintain strict confidentiality.
What We Offer:

Heritage Bank of Nevada offers a competitive compensation package, including a starting salary based on relevant experience, medical, dental, vision, and life insurance, a health savings account option, an Employee Assistance Program (EAP), a health rewards program, a 401(k) retirement savings plan, discounts on banking products and services, Paid Time Off (PTO), and holidays.