Consumer Loan Underwriter

1 month ago


Joliet, Illinois, United States NuMark Credit Union Full time
About NuMark Credit Union

NuMark Credit Union is a growing financial institution dedicated to enriching the financial lives of its members. With over 170 employees, 13 branches in northern Illinois, and over 50,000 members, we offer a wide range of financial services, from mortgage and auto loans to free checking accounts and business services.

Job Summary

We are seeking a highly skilled Consumer Loan Underwriter to join our team. As a Consumer Loan Underwriter, you will be responsible for quality underwriting of Consumer and Indirect loans, providing exceptional service to applicants and dealer partners, and communicating effectively with members and employees.

Key Responsibilities
  • Analyze loan information to render loan decisions for Consumer and Indirect loans.
  • Communicate effectively with members, dealer partners, and credit union staff both orally and in writing.
  • Read and interpret credit reports and explain information to internal and external members as needed.
  • Provide decision recommendations on loans that must be escalated to a higher loan authority.
  • Respond to internal and external members via incoming and outgoing calls and alternative channels.
  • Possess a working knowledge of government rules and regulations related to consumer lending and fraud.
  • Abide by all credit union policies, procedures, and protocols.
  • Prepare reports for management and monitor key data.
  • Work night and weekend hours as assigned.
Requirements
  • At least one year of consumer lending underwriting experience required, two years preferred.
  • General knowledge of financial institution products and services, office equipment, and general business procedures.
  • Highly engaged, detail-oriented, and well-organized individual.
  • Knowledge of and experience with financial services software applications and systems.
  • Ability to function at a high level in a high-volume area.
  • Good oral and written communication skills.
  • Good underwriting skills.
What We Offer

NuMark Credit Union offers a competitive and cost-conscious benefits package, including health insurance, dental, vision, paid time off, paid holidays, company lunches and parties, birthday holidays, life insurance, short and long-term disability, 401(k) savings plan with company match, flex spending account, education reimbursement, employee assistance program, paid community volunteer time, and career advancement opportunities.

We are an equal opportunity employer and welcome applications from diverse candidates. If you are a motivated and detail-oriented individual with a passion for financial services, we encourage you to apply for this exciting opportunity.



  • Joliet, Illinois, United States NuMark Credit Union Full time

    About NuMark Credit UnionNuMark Credit Union is a growing financial institution dedicated to enriching the financial lives of its members. With over 170 employees and 13 branches in northern Illinois, we serve over 50,000 members with a full range of financial services.The RoleWe are seeking a highly skilled Consumer Loan Underwriter to join our team. As a...