Current jobs related to Commercial Credit Specialist - Flowood, Mississippi - Hope Credit Union

  • Commercial Roofing Business Acquisition Specialist

    2 months ago

    Flowood, Mississippi, United States McCormack Partners Ltd Full time

    Are you the owner of a well-established Commercial Roofing Company? If so, this may be the opportunity you've been seeking.McCormack Partners Ltd is currently representing one of the most rapidly expanding roofing firms in the American Roofing Industry. They are actively seeking to enhance their portfolio through acquisitions and are interested in purchasing...

  • Capital Projects Procurement Specialist

    4 days ago

    Flowood, Mississippi, United States Entergy Full time

    Job Title: Capital Projects Procurement Specialist Job Summary: Entergy is seeking a skilled Capital Projects Procurement Specialist to join our team. The successful candidate will be responsible for implementing Supplier Commercial Excellence for assigned customers, marketing, and innovation portfolios. This role will serve as Supply Chain's single point of...

  • Database Systems Specialist

    4 days ago

    Flowood, Mississippi, United States Pivotal Solutions Inc Full time

    Job Title: Database Systems SpecialistAt Pivotal Solutions Inc, we are seeking a skilled Database Systems Specialist to join our team.Responsibilities:* Install and maintain the performance of database servers* Maintain database security* Set and maintain database standards* Manage database access* Performance tuning of database systems* Install, upgrade,...

  • Mergers and Acquisitions Specialist

    2 weeks ago

    Flowood, Mississippi, United States Ergon Full time

    About the RoleErgon Inc. is seeking a highly skilled Mergers and Acquisitions Specialist to join its Finance Department at Mirror Lake. As a key member of the team, you will provide critical support to the company's acquisition efforts, ensuring the successful execution of transactions and maximizing value for each deal.Key ResponsibilitiesAdminister M&A...

  • Clinical Support Specialist

    1 month ago

    Flowood, Mississippi, United States AccentCare Full time

    OverviewAccentCare is seeking a dedicated Clinical Support Specialist to join our team. As a Clinical Support Specialist, you will play a vital role in providing exceptional patient care and support to our patients and their families.ResponsibilitiesProvide clinical support to patients and their families in a home care settingCollaborate with healthcare...

  • Automotive Mechanic

    1 week ago

    Flowood, Mississippi, United States Love's Travel Stops Full time

    As a valued member of the Love's Travel Stops team, you'll play a critical role in ensuring the smooth operation of our stores. Your expertise as a Commercial Vehicle Tire Specialist will be essential in taking ownership of tire sales, removal, and replacement for commercial vehicles. You'll also perform routine oil and lube services on these vehicles, while...

  • Electrical Systems Specialist

    5 days ago

    Flowood, Mississippi, United States UP Church Full time

    We are seeking a skilled and experienced Electrician to work with our team at UP Church. The ideal candidate will have a strong understanding of electrical systems, excellent problem-solving skills, and a commitment to safety and quality work.Key Responsibilities:Install, repair, and maintain electrical systems, including wiring, outlets, circuit breakers,...

  • Database Systems Specialist

    1 month ago

    Flowood, Mississippi, United States Pivotal Solutions Inc Full time

    Job DescriptionPivotal Solutions Inc is seeking a skilled Database Administrator to join our team.Key Responsibilities:Install and maintain high-performance database serversEnsure database security and complianceDevelop and enforce database standards and best practicesManage database access and permissionsOptimize database performance and troubleshoot...

  • Detail Specialist

    2 weeks ago

    Flowood, Mississippi, United States U-Haul Full time

    U-Haul Fleet DetailerU-Haul is seeking a highly skilled and detail-oriented Fleet Detailer to join our team. As a key member of our operations team, you will be responsible for ensuring the cleanliness and maintenance of our fleet of trucks and trailers.Key Responsibilities:Clean and buff trucks and trailers to maintain a high level of quality and...

  • Database Systems Specialist

    3 weeks ago

    Flowood, Mississippi, United States Pivotal Solutions Inc Full time

    Job DescriptionPivotal Solutions Inc is seeking a highly skilled Database Administrator to join our team.Responsibilities:Install and maintain the performance of database serversMaintain database security and ensure data integritySet and maintain database standards and best practicesManage database access and permissionsPerform performance tuning of database...

  • Guest Services Concierge 2

    6 months ago

    Flowood, United States Franciscan Missionaries of Our Lady Health System Full time

    Plans, coordinates and manages all related activities to billing and follow-up within the Government and Non-Government sector (Commercial, Blue Cross, Worker's Compensation, etc.). Supervision of multiple Claims Specialists and Billing Clerks. Repor Guest Service, Concierge, Accounts Receivable, Guest, Billing Clerk, Claims Specialist, Hotel, Healthcare

  • Branch Manager III

    4 weeks ago

    Flowood, United States Cadence Bank Full time

    Description What The Role Is As a Branch Manager, you will primarily be responsible for leading a customer-focused sales and service process with businesses and consumers to achieve assigned targets. In addition, you will engage in development and management of a team of branch teammates while working to achieve branch growth and productivity targets, along...

Commercial Credit Specialist

2 months ago

Flowood, Mississippi, United States Hope Credit Union Full time
Job Summary

The Commercial Underwriter II is a key member of the Hope Credit Union team, responsible for conducting thorough credit and financial analyses to evaluate the safety and soundness of new loan requests. This role requires a high level of expertise in credit risk assessment, financial analysis, and loan underwriting.

Key Responsibilities
  • Collaborate with loan officers and market leaders to discuss credit requests and develop strategies to identify and mitigate potential risks.
  • Conduct initial reviews of incoming loan packages to determine creditworthiness and compliance with Hope Credit Union's policies and NCUA regulations.
  • Analyze applicants' business operations, historical cash flow, balance sheets, and financial conditions, as well as management structures, collateral, and projections.
  • Calculate appropriate financial ratios using methods such as UCA, Net Operating Income, EBITDA, and Global Debt Service.
  • Research and investigate industry and market data trends to inform credit decisions.
  • Coordinate and incorporate third-party reports into credit analyses as necessary.
  • Review and determine viability of projections for credit analyses.
  • Prepare credit memoranda for presentation to the Credit Committee, including final recommendations.
  • Participate in periodic reviews of existing portfolio credits as needed.
  • Assist in preparing loan extensions and modifications as necessary.
Regulatory Compliance Requirements
  • Comply with provisions of the Bank Secrecy Act (BSA).
  • Comply with National Credit Union Administration's rules and regulations.
  • Comply with Equal Credit Opportunity Act (Regulation B) provisions.
  • Comply with Fair Credit Practice Rule provisions.
  • Comply with Flood Disaster Protection Act provisions.
  • Comply with National Flood Insurance Act provisions.
  • Comply with Truth in Lending Act (Regulation Z) provisions.
Accountability for Business Results
  • Commercial loan quality, including performance, minimal errors, and charge-offs.
  • Commercial loan production, including number and dollar amount of loans.
Competencies/Skills
  • Strong computer skills, including proficiency with financial spreadsheets and word processing.
  • Ability to read and interpret documents and write routine reports and correspondence.
  • Ability to speak effectively before groups of customers and employees.
  • Ability to add, subtract, multiply, and divide in all units of measure.
  • Ability to compute rate, ratio, and percent and interpret data.
  • Ability to deal with problems involving a few concrete variables in standardized situations.
  • Ability to evaluate creditworthiness from multiple structured and unstructured variables.
  • Ability to restructure loans as necessary.
Desired Qualifications
  • Bachelor's degree in Finance or Accounting preferred.
  • Two to five years of experience in commercial credit analysis and underwriting.
  • Experience in development finance preferred.
  • Demonstrated strength in credit analysis, financial analysis, and communication skills.