Residential Mortgage Specialist

Job Description:

The Mortgage Loan Originator will be responsible for soliciting, negotiating, underwriting, and coordinating the closing of residential mortgage loans in compliance with CNB Mortgage Company's lending policies and procedures. This role will also promote business for CNB Mortgage Company by maintaining good customer relations through referrals from existing customers and marketing for new clients.

Responsibilities:

• Engage in business development activities and solicit new business.
• Interview prospective applicants and request specified information related to loan or credit application.
• Perform prequalification assessment and analysis of financial condition and risk of financing requests within framework of CNB Mortgage Company's guidelines and industry trends.

Requirements:

• Bachelor's degree in business or finance-related field, or equivalent combination of education and experience.
• Minimum 2 years' experience in mortgage lending or related field.
• Knowledge of all lending activities and terminology.
• Basic knowledge of commercial, construction, real estate, and consumer loan processing.

What We Offer:

• Competitive salary: $100,000 - $175,000 per year (based on performance and productivity).
• Comprehensive benefits package, including medical, dental, vision, FSA, HSA options.
• Paid holidays, vacation, and sick time.
• Retirement benefits, including 401(k), profit sharing, and ESOP.
• Training and development opportunities.
• Tuition assistance.
• Volunteer opportunities.

Our Culture:

We are committed to hiring, training, developing, promoting, and celebrating employees from historically disadvantaged groups. Our strong corporate culture is based on seven core values: Honesty and Integrity, Responsibility, Teamwork, Respect, Innovation, Professionalism, and Commitment.