Credit Risk Analyst

4 weeks ago


New York, New York, United States Dwight Funding Full time

Dwight Funding is a leading working capital partner built for early and growth stage businesses in eCommerce, Food & Beverage, General CPG. We've created a modern lending platform for today's leading growth stage companies built on a foundation of relationships, data, and technology.

About the Role

We're seeking a diligent, detail-oriented, and motivated Credit Analyst to support the underwriting and portfolio management teams in maintaining underwriting and operational excellence across the portfolio. The ideal candidate is excited to dig into the financials of high-growth companies, monitor and develop credit procedures, and contribute to a vibrant startup ecosystem.

Duties and Responsibilities

  • Support the underwriting team with screening new opportunities, renewals, and reviews
  • Prepare industry research and analysis, financial modeling, and performance-related information
  • Collaborate with underwriting and portfolio management teams to monitor and assess client financials and collateral
  • Assist in preparation of portfolio reviews
  • Develop and update financial models for clients
  • Contribute to building out underwriting and due diligence processes

Qualifications and Experience

  • 2 to 5 years of asset-based lending, private credit, or investment banking experience
  • High proficiency with Excel and financial modeling
  • Demonstrated competency in financial statement analysis, with a deep understanding of the interrelationship of the balance sheet, income statement, and statement of cash flow
  • Ability to determine loan risk and recommend credit limitations
  • Deep familiarity with due diligence and underwriting processes
  • Excellent communication skills, with the ability to engage with external management teams

The Perks

Aside from the basics (medical, dental, HSA, 401k, PTO, etc.), Dwight Funding offers a number of perks, including a flexible hybrid work model, in-office gym, weekly lunch deliveries, 1-month paid sabbatical after 5 years of service, twice-monthly chiropractor, in-office haircuts, and commuting stipend.


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