Mortgage Loan Originator
2 weeks ago
Liberty FCU is seeking a skilled Mortgage Loan Originator to join our team. As a Mortgage Loan Originator, you will be responsible for originating and processing mortgage loans for our members.
Key Responsibilities:- Conduct loan interviews with prospective borrowers to discuss loan options and explain the loan process.
- Evaluate credit and financial status of borrowers to determine loan eligibility.
- Cross-sell Credit Union products and services to borrowers.
- Make outgoing calls to borrowers to discuss loan options and promote Credit Union products.
- Maintain a working knowledge of all Credit Union mortgage products, including purchase money 1st mortgages, 1st mortgage refinances, 2nd mortgages, HELOCs, bridge loans, construction loans, and VA/USDA/FHA loans.
- Understand and apply all federal rules and regulations associated with mortgage lending.
- Develop and maintain working relationships with realtors.
- Attend purchase loan closings.
- Assist in fielding member calls associated with mortgage lending.
- Develop a working knowledge of the Credit Union's data processing system, loan origination system, Word, and Excel software.
- Maintain knowledge of available loan products, processing procedures, and underwriting guidelines.
- Incentive opportunities
- Paid Holidays
- Paid Time Off (Vacation, Sick and Personal Days)
- Medical, Dental, and Vision Insurance
- 401(k) retirement program with matching funds
- Employer-paid Group Term Life Insurance, Short Term, and Long Term Disability Insurance
- Tuition Reimbursement Program
Liberty FCU is an Equal Opportunity Employer, Minority/Female/Disability/Protected Veteran.
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