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Senior Credit Analyst
2 months ago
The role of a Credit Analyst II at BankEasy entails the thorough examination of loan applications to ensure compliance with the institution's Loan Policy and Guidelines. The successful candidate will have a robust grasp of various types of commercial and agricultural credit, enabling them to make informed recommendations aimed at risk mitigation and policy adherence.
Required Qualifications:Candidates should possess a bachelor's degree along with a minimum of three years of pertinent experience. Essential skills include proficiency in evaluating standard credit applications, effective communication abilities, meticulous attention to detail, and a solid understanding of Loan Policy and Guidelines.
Core Responsibilities:- Assess credit lines and scrutinize the classifications assigned by Loan Officers, ensuring alignment with regulatory standards.
- Analyze borrowers' financial statements, compute cash flow, and prepare comprehensive credit presentations.
- Conduct annual reviews of borrowing relationships, evaluate credit requests within the SBA portfolio, and oversee compliance with covenants.
- Support the training of junior team members and address any discrepancies or weaknesses in credit with appropriate recommendations.
- Engage in Loan Committee meetings, follow compliance protocols, and participate in departmental discussions as necessary.
Position classified under Salary Grade 6.
BankEasy is committed to being an Equal Opportunity employer, promoting diversity and inclusion within the workplace.