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Financial Services Professional
2 months ago
Heritage Bank of Nevada is seeking a highly skilled and motivated Commercial Lender to join our team. As a Commercial Lender, you will be responsible for building and maintaining relationships with commercial clients and high net worth individuals, providing them with expert financial guidance and support.
Key Responsibilities- Conduct thorough financial analysis and credit evaluations to determine the feasibility of credit extensions to borrowers.
- Develop and present written credit authorization requests to senior management for approval.
- Communicate loan decisions to clients and ensure timely and accurate loan documentation.
- Maintain accurate and up-to-date financial records and monitor loan covenants and conditions.
- Collaborate with other loan officers, credit analysts, and bank divisions to promote the overall success of the organization.
- Assist in marketing efforts and participate in joint business development calls with branch managers and management.
- Bachelor's degree in a related field.
- 8-10 years of experience in a financial institution with extensive commercial credit experience.
- Excellent understanding of credit analysis, loan structuring, collateral analysis, loan pricing, and loan management.
- Ability to work independently and maintain strict confidentiality.
- Strong organizational and communication skills, both verbal and written.
- Ability to maintain a high level of customer service and build strong relationships with clients.
Heritage Bank of Nevada offers a competitive compensation package, including a starting salary based on relevant experience, and a comprehensive benefits program that includes medical, dental, vision, and life insurance, a health savings account option, an Employee Assistance Program (EAP), a health rewards program, a 401(k) retirement savings plan, discounts on banking products and services, Paid Time Off (PTO), and holidays.