Banking Credit Officer

3 weeks ago


Houston, Texas, United States THIRD COAST BANK Full time
Job Title: Banking Credit Officer

Company Overview: THIRD COAST BANK is a leading financial institution dedicated to providing exceptional banking services. As a Banking Credit Officer, you will play a vital role in evaluating creditworthiness and ensuring the bank's lending activities are sound.

Salary: $75,000 - $90,000 per year

Job Description:
We are seeking an experienced Banking Credit Officer to join our team. In this role, you will be responsible for analyzing credit information, determining loan eligibility, and collaborating with lenders to complete credit memorandums. Your expertise will help us make informed decisions about our lending activities, ensuring the bank's stability and growth.

Key Responsibilities:
* Evaluate credit information and determine loan eligibility
* Analyze financial statements, tax returns, and credit bureaus
* Collaborate with lenders to complete credit memorandums
* Partner with senior credit officers to complete annual reviews on large borrowers
* Assist Chief Credit Officer with regulatory compliance

Requirements:
* Bachelor's degree from an accredited 4-year college or university
* More than or equal to two (2) years of credit analyst experience in a financial institution
* Intermediate skills in computer terminal and personal computer operation
* Advanced math skills, including time value of money calculations

Benefits:
* Competitive salary and bonus structure
* Comprehensive health insurance package
* Retirement plan with employer match
* Opportunities for professional development and growth

About Us: THIRD COAST BANK is committed to excellence in banking and community service. We strive to provide personalized attention and expert advice to our customers, while fostering a positive and inclusive work environment.

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