Mortgage Loan Specialist

6 days ago


Huntington Beach, California, United States Summit Lending Full time

At Summit Lending, we're seeking a seasoned Mortgage Loan Processor to join our top-producing team. This key role involves managing the entire 'contract to close' phase of the loan process with precision and attention to detail.

About the Job

We require an individual with excellent customer service skills and experience working in a fast-paced broker environment. As a Mortgage Loan Processor, you will be responsible for gathering necessary information, addressing client inquiries, and ensuring seamless management of last-minute adjustments to guarantee timely closings.

This dynamic role offers growth opportunities in the mortgage industry and is ideal for someone who can prioritize and multitask independently while meeting multiple deadlines. If you're looking for a collaborative team setting where your hard work is valued and success is celebrated, we'd love to hear from you.

Responsibilities:
  • Loan Submission: Submit detailed loan packages to the lender underwriting department for approval or denial, communicating with underwriters to clarify conditions and satisfy these by coordinating with the borrower.
  • Documentation Maintenance: Maintain detailed documentation of the loan process in our system - from origination to close.
  • Borrower Communication: Handle all borrower communication from the point of contract to closing the loan.
  • Loan Follow-up: Follow up on loan documentation ordered in a timely manner to ensure closing dates and company deadlines are met.
  • Property and Loan Documentation: Order property and loan documentation as necessary for each file: verification of employment, evidence of insurance, payoffs, tax transcripts, credit supplements, condo questionnaires, subordination requests, and title work to ensure a smooth loan process.
Requirements:
  • Attention to Detail: Exceptional attention to detail and organizational skills, along with excellent time management skills.
  • Analysis and Interpretation: Ability to correctly analyze and interpret income, asset documents, credit reports, and various ways to structure a loan.
  • Mortgage Knowledge: Solid understanding of mortgage loan products (FHA/VA/CONV/USDA) and knowledge of mortgage procedures, processes, and documentation.
  • Communication Skills: Great interpersonal, communication, and customer service skills.
  • Experience: Experience working in a broker's environment and using Calyx Point software.

Salary Range: $40,000+



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