Universal Banker

1 week ago


Rockville, Maryland, United States M&T Bank Full time
Job Summary

We are seeking a highly motivated and customer-focused Universal Banker to join our team in Rockville, MD. As a key member of our branch team, you will be responsible for providing exceptional service to our customers, resolving their banking needs, and promoting our Consumer and Business Banking solutions.

Key Responsibilities
  • Educate customers on our banking products and services, and make recommendations based on their needs.
  • Engage customers in various ways to bank with us, and provide solutions to meet their needs.
  • Explain the loan application process and criteria used to make decisions.
  • Complete servicing-related responsibilities for Consumer and Business Banking customer relationships.
  • Follow our sales process and provide simplified, customer-focused advice and guidance.
  • Proactively reach out to customers to contribute to the retention and expansion of our banking relationships.
  • Adhere to our customer service standards and provide a differentiated experience by understanding customer needs and delivering solutions.
  • Actively engage in lobby management, meeting and greeting customers, and proactively inquiring and taking ownership to solve their banking needs.
  • Introduce appropriate banking partners when servicing needs present an opportunity for a product solution.
  • Assist and stay current with our Consumer and Business Banking AML, BSA, and KYC processes and related activities.
  • Resolve and accurately log all customer complaints in the appropriate system.
  • Review, approve, and help resolve Consumer and Business Banking customer overdrafts.
  • Accurately complete customer transactions.
  • Complete related operational activities required by our branch, including documenting interactions and appointments with customers.
Requirements
  • High school diploma or equivalent (GED) and a minimum of 1 year's proven retail sales, call center, customer service, or telesales experience.
  • Strong verbal communication skills.
  • Strong interpersonal skills.
  • Ability to interact with varying customers (consumer to small business).
  • Ability to effectively handle difficult customer conversations.
  • Well-organized.
  • Proven time management skills.
  • Proven prioritization skills.
  • Ability to work under critical time constraints in a team environment.
  • Proficiency with internet user-level technology.
Preferred Qualifications
  • Bilingual based on branch needs.
  • Proven referral and/or sales ability.
Physical Requirements
  • Ability to stand for long periods of time.
  • Prolonged use of hands and fingers.
  • Ability to lift light to heavy objects weighing 5 lbs. to 30 lbs.
  • Ability to read fine print.
  • Ability to interact with customers in an open face-to-face work environment.
Equal Opportunity Employer

M&T Bank is an Equal Opportunity/Affirmative Action Employer, including disabilities and veterans.


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