Vice President Mortgage Loan Officer

Job Overview

This role requires a seasoned professional to oversee the mortgage loan portfolio, supervise AVP of Mortgage Loan Operations and Mortgage Loan Officers, and support the Board of Directors & President with loan compliance and daily operations of the Bank.

Key Responsibilities

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• Direct supervision of AVP Mortgage Loan Operations and Mortgage Loan Officers">
• Secondary supervisor for Mortgage operations staff and Mortgage Loan Servicers">
• Ensure mortgage loan agreements are complete and accurate according to Bank policy">
• Maintain a loans in process schedule and Loan Application Register">
• Approve all closing documents and disbursements on each loan">
• Responsible for loan vault retention, record retention, and final audits">
• Obtain answers for loan customers on issues related to transactions in process or related to files after loan closing">
• Responsible for the overflow origination of new mortgage loans">
• Update all mortgage loan policies annually">
• Review and submit all current and new appraiser information for approval from the Board of Directors annually">
• Update and train on loan software">
• Work with Mortgage Loan Officers and other personnel on the marketing and development of new mortgage loan products">
• Maintain monthly reports to the Board">
• Ensure all secondary market requirements are met for loans sold">
• Oversee collections of delinquent mortgage loans">
• Oversee mortgage loans in foreclosure and bankruptcy">
• Along with AVP, responsible for the selection, scheduling, coaching, performance review, and discipline of Mortgage Loan Department employees">
• Serve on the following High Country Bank committee: Loan Committee, Compliance Committee, IT/E-Banking committee, Interest Rate Risk committee, ALCO Committee, Insurance Committee, and Asset Classification Committee">

Required Skills and Qualifications

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• Extensive knowledge of the laws, regulations, and subjects applicable to Mortgage lending products and services">
• Excellent knowledge of Mortgage lending products and services">
• Advanced math skills; high level of proficiency in Microsoft Word, Excel, Outlook, and Power Point">
• Integrity, ability to work independently, and strong problem-solving skills">
• Exceptional collaboration skills">
• Desire to work as part of a high-performing, demanding team">
• Strong verbal, written communication skills">
• Specialized Bank Training">
• Previous supervisory experience preferred">
• BA/BS degree or relevant work experience">
• Licensed to lend in the State of Colorado">
• Licensed notary in the State of Colorado">

Benefits

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• Paid time off">
• Sick Time">
• Medical, Dental, and Vision">
• $35,000 Employer Paid Life Insurance Policy">
• Voluntary Life, Short Term, and Long Term Disability">
• Flexible Spending Account (FSA), Health Savings Account (HSA)">
• 401k">
• Employee Stock Ownership Plan">

Affirmative Action / EEO Statement

High Country Bank is an Equal Opportunity Employer that does not discriminate based on race, creed, color, religion, alienage or national origin, ancestry, citizenship status, hair texture, hair type, or a protective hairstyle commonly associated with race, age, disability or handicap, sex, marital status, veteran status, sexual orientation, genetic information, arrest record, or any other characteristic protected by federal, state, or local laws.

We will make reasonable accommodations to known physical or mental limitations of qualified employees with disabilities. If you need assistance performing your job duties due to a physical or mental condition, please contact the VP of Human Resources. We will accommodate sincere religious beliefs to the extent such accommodation does not pose an undue hardship on the operation of the Bank. Contact the VP of Human Relations if you wish to request an accommodation.

Any employees with questions or concerns about this policy or who experiences or observes any violation of this policy should report it immediately to the VP of Human Resources. We prohibit any form of retaliation against individuals who, in good faith, report such matters or participate or cooperate in their investigation.