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Financial Product Manager

2 months ago


Cupertino, California, United States Apple Full time

Position Overview:
Weekly Hours: 40

Role Summary:
Apple is a hub for exceptional talent dedicated to delivering outstanding work. Together, we create products and experiences that were once unimaginable — and now are essential to daily life.

If you are inspired by the prospect of making a significant impact and joining a team that values diversity and inclusion, a career with Apple could be your ideal opportunity. Apple Cash is seamlessly integrated into iPhone, providing a straightforward method for sending and receiving funds.


The Apple Card and Cash team is in search of a highly skilled and seasoned professional to propel the ongoing expansion of Apple Cash and introduce innovative new features.

In this capacity, you will assist in defining the strategic trajectory of Apple Cash and facilitate the execution of that long-term vision.

You will collaborate directly with Human Interface, Engineering teams, and various functional groups across Apple to establish and implement a multi-year product roadmap.

You will also engage closely with external partners such as payment networks, issuers, and other stakeholders to achieve results.


We seek an individual with extensive experience in developing and launching consumer products, a commitment to helping users attain a healthier financial lifestyle, and knowledge of financial services and payment systems.

You will be expected to lead teams managing intricate, cross-functional projects and drive progress by delving into technical specifics when necessary while also considering the complete user experience.

You should possess a blend of technical expertise, a keen sense of user experience, diplomacy, and business acumen. Exceptional presentation skills are essential, along with the ability to articulate a clear vision and requirements that inspire the team and satisfy customers. Key Responsibilities:
- Envision and develop new product features and strategies; outline detailed use cases for engineering and design
- Advocate for and build consensus among executives, colleagues, and external partners
- Collaborate with Human Interface, Engineering, other Product Managers, Legal, Business Development, Marketing, Analytics, and Operations to launch products
- Drive initiatives with strategic partners on product development
- Represent business interests during design and development phases
- Work with program management to communicate project status, resolve issues, and ensure timely delivery of high-quality products
- Formulate launch plans and confirm readiness of various partners
Minimum Qualifications:
- Bachelor's Degree in Computer Science or equivalent professional experience
- 7+ years of experience in developing consumer products in collaboration with designers, engineers, and data scientists
- 5+ years of experience managing regulatory and compliance requirements for consumer products in the financial services sector
Preferred Qualifications:
- Proven success in Product Management within financial services or financial technology
- Familiarity with financial technical infrastructure (e.g., processors and card networks)
- Technical approach to problem-solving with engineers
- Effective communicator capable of synthesizing complex topics, clarifying key business dynamics, and engaging effectively with senior executives
- Ability to lead and influence diverse cross-functional teams and external partnerships to drive decisions and outcomes
- Strong problem-solving and analytical skills to structure ambiguous problems and conduct complex analyses
- MS Degree in CS/EE and/or an MBA preferred
Compensation & Benefits:
At Apple, base pay is one component of our comprehensive compensation package and is determined within a range. This allows for progression as you grow and develop within your role.

The base pay range for this position is between $165,500 and $293,800, and your base pay will depend on your skills, qualifications, experience, and location.

Apple employees also have the opportunity to become shareholders through participation in Apple's discretionary employee stock programs.

Employees are eligible for discretionary restricted stock unit awards and can purchase Apple stock at a discount if they voluntarily participate in Apple's Employee Stock Purchase Plan.


Additional Benefits:

Comprehensive medical and dental coverage, retirement benefits, a variety of discounted products and free services, and reimbursement for certain educational expenses related to career advancement at Apple, including tuition.

Furthermore, this role may be eligible for discretionary bonuses or commission payments as well as relocation assistance. Learn more about Apple Benefits.

Note:

Apple’s benefits, compensation, and employee stock programs are subject to eligibility requirements and other terms of the applicable plan or program.

Apple is an equal opportunity employer committed to inclusion and diversity.

We take affirmative action to ensure equal opportunity for all applicants without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, Veteran status, or other legally protected characteristics.

Learn more about your EEO rights as an applicant.