Commercial Banking Associate

4 weeks ago


West Palm Beach, Florida, United States First Horizon Bank Full time
Job Summary

As a Client Specialist III at First Horizon Bank, you will play a critical role in supporting our Commercial and Private Banking Relationship Managers. This position requires strong analytical and communication skills, as well as the ability to work effectively in a team environment.

Key Responsibilities
  • Provide commercial lending support to Commercial Relationship Managers, including reviewing and funding loans.
  • Assist with maintaining Relationship Managers' portfolios, clearing loan, collateral, and deposit exceptions, and assisting with past dues.
  • Identify clients' operational needs and bank products/services to meet these needs and establish proficiency.
  • Provide assistance to clients in all areas of their relationship with the bank, including loans, deposits, and other bank services.
  • Authorize payment and fees of commercial client overdrafts and approve and process commercial clients' withdrawals on lines of credit.
  • Communicate with clients, attorneys, insurance companies, title companies, and various other professionals.
  • Assist in ordering appraisals, flood determinations, UCCs, and familiarize yourself with OFAC.
  • Work closely with Bankers, Underwriters, Loan Closers, Loan processing, and legal documentation areas to ensure satisfactory closing of loans to clients with supervision.
  • Train on loan documentation/funding, LaserPro, and basic understanding of attorney-prepared documents.
  • Work closely with Bankers, Underwriters, and loan operations to ensure satisfactory on-going monitoring of loans to clients with supervision.
  • Work closely with Bankers, Treasury Management, and deposit operations to ensure satisfactory on-going monitoring of depository/Treasury Management accounts/services to clients.
  • Open new accounts and ensure all required documentation is obtained from the client.
  • Process wire requests for clients.
  • Assist other AAs and other departments with administrative support when needed.
Qualifications
  • High school diploma or GED and 5+ years of experience or equivalent combination of education and experience.
  • Microsoft Office suite.
About Us

First Horizon is a leading regional financial services company dedicated to helping our clients, communities, and associates unlock their full potential with capital and counsel. With $81.7 billion in assets as of December 31, 2023, we serve clients through a team of approximately 7,300 associates and 418 banking centers throughout the southeastern United States.

Benefit Highlights
  • Medical with wellness incentives, dental, and vision.
  • HSA with company match.
  • Maternity and parental leave.
  • Tuition reimbursement.
  • Mentor program.
  • 401(k) with 6% match.

We remain committed to creating a more equitable society, and that starts with our associates, our clients, and the communities we serve. We do this by elevating equity, providing capital and counsel, and committing to excellence in everything we do.



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