Mortgage Loan Officer

4 weeks ago


Webster, Texas, United States Wellby Full time
Mortgage Loan Officer Job Description

The Mortgage Loan Officer is a key role at Wellby, responsible for guiding members through the mortgage loan process from application to closing. This involves recommending loan options, explaining terms, and ensuring exceptional service throughout the process.

Key Responsibilities:
  • Assist members with the mortgage loan process, including application, approval, and closing.
  • Recommend loan options and explain terms to members based on their personal profile.
  • Communicate effectively with members, support staff, and management to ensure successful loan processing.
  • Collect and review member applicant credit and financial data to determine loan eligibility.
  • Maintain a thorough knowledge of lending programs, policies, and regulatory requirements.
  • Meet production goals and ensure compliance with credit union policies and procedures.
Requirements:
  • Minimum three years' experience as a mortgage loan officer or mortgage experience with one year as a loan officer or loan officer assistant.
  • Strong knowledge of mortgage lending industry standards, laws, and regulations.
  • Ability to work under stress, deal with diverse personalities, and maintain accurate records.
  • Excellent communication and interpersonal skills.
Working Conditions:

The Mortgage Loan Officer works in an office environment with typical risks and discomforts. The role requires standing, reaching, and grasping, as well as operating computers and other office equipment. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.


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