Senior Credit Analyst

4 weeks ago


Trenton, New Jersey, United States Church & Dwight Full time
Job Title: Senior Credit Analyst

Church & Dwight is seeking a highly skilled Senior Credit Analyst to join our team. As a key member of our credit team, you will play a pivotal role in driving revenue growth and profitability by setting customer credit lines that balance sales requirements with the mitigation of bad debt risks.

Key Responsibilities:
  • Evaluate financial statements, credit reports, and customer-provided information to establish or recommend credit limits for new and existing customers.
  • Ensure timely collection of outstanding accounts receivable balances and proactively identify and resolve delinquency issues.
  • Make informed decisions to hold or release customer orders that are automatically placed on credit block.
  • Maintain accuracy of customer account data, including billing addresses, credit limits, and payment terms.
  • Build and leverage relationships with various functional areas to address customer or process-related issues.
  • Participate in the training of credit and collection staff.
  • Analyze account portfolios to identify and mitigate risks, and provide management with relevant reporting and key performance indicators.
  • Collaborate cross-functionally to facilitate policy and process improvements and resolve any policy or systems-related issues.
  • Utilize advanced reporting tools to generate insightful reports and dashboards that support data-driven decision-making.
Requirements:
  • Bachelor's Degree in Business Administration, with a preference for Finance or Accounting concentrations.
  • 5+ years of relevant experience in credit and collections.
  • Experience with SAP or other ERP Credit & Collections software.
  • Experience in managing credit and collections for major retail customers.
  • Experience working in the Consumer Packaged Goods (CPG) industry is highly preferred.
Skills and Competencies:
  • In-depth knowledge of financial statement analysis.
  • Strong analytical, problem-solving, and negotiation skills.
  • Ability to work independently with minimal supervision.
  • Excellent verbal and written communication skills.
  • Proven ability to work collaboratively in a team-based environment and interact effectively with internal and external customers.
  • Proficient in performing complex statistical analysis using advanced analytical tools.
  • Advanced skills in Power BI and Microsoft Office Suite.

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