Corporate Loan Restructurer
4 days ago
At Selby Jennings, we are seeking a highly skilled Corporate Loan Restructurer to join our team. As a key member of our distressed loan management team, you will be responsible for overseeing a portfolio of complex corporate loans and developing strategies for restructuring these assets.
About the RoleThis is an exciting opportunity to work with a leading financial services firm and contribute to the growth and success of our business. As a Corporate Loan Restructurer, you will have the ability to work on high-profile transactions and make a real impact on the company's performance.
Responsibilities- Loan Analysis: Conduct in-depth analysis of borrower's financial health, including financial statements, cash flow projections, and key performance indicators, to determine the viability of the loan and potential for restructuring.
- Restructuring Strategies: Develop and propose strategies for restructuring distressed loans, including negotiating terms or selling the loans to minimize losses.
- Action Planning: Create action plans for each distressed credit, including potential liquidations, loan sales, or continued financing.
- Reporting & Communication: Prepare detailed reports on loan performance, including forecasts, risk ratings, and proposed solutions. Communicate regularly with senior management about the portfolio's performance and risks.
- Negotiations: Work with internal and external legal teams to negotiate loan amendments, waivers, or settlements. Handle negotiations with borrowers and other creditors.
- Portfolio Management: Ensure proper accruals, reporting, and ongoing monitoring of each loan's performance.
- Experience: 2-3 years of experience in workout management for complex corporate loans or 3 years in a turnaround consulting firm.
- Education: Bachelor's degree in Business, Finance, Accounting, or related field; MBA preferred.
- Skills:
- Strong understanding of financial analysis, loan documentation, and banking guidelines.
- Expertise in cash flow modeling, credit analysis, and structuring loan workouts.
- Ability to negotiate complex loan restructurings and settlements.
- Strong communication skills, both written and verbal.
- Proficiency with financial software tools like Excel, Bloomberg, and Moody's.
- Ability to manage multiple tasks and work independently.
We offer a competitive salary range of $120,000 - $180,000 per annum, depending on experience, as well as a comprehensive benefits package and opportunities for career growth and professional development.
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