Financial Model Development Lead

3 weeks ago


San Francisco, California, United States Chime Full time
About the Role

Chime's Data Science and Machine Learning team is building models, services, and platforms that transform how millions of users manage and grow their financial lives.

We are seeking a hands-on Data Science Manager with deep technical expertise in machine learning and data science, particularly within the credit and lending domain.

The successful candidate will lead a talented group of data scientists and machine learning engineers to develop innovative credit and lending models. These models will provide critical insights into Chime members' financial health, broaden access to credit, and ensure financial inclusivity.

This role requires strong expertise in credit and lending risk assessment, experience building and deploying models that meet regulatory requirements, and excellent product intuition.

Key Responsibilities:

  • Lead cross-functional initiatives to deliver impactful machine learning solutions that enhance member experiences.
  • Manage and inspire a talented team, driving the development of innovative credit insights and risk assessment solutions.
  • Oversee the end-to-end development and deployment of advanced machine learning models.
  • Collaborate with Legal and compliance in regards to fair lending practices and model governance.
  • Shape the credit team's strategic direction and ensure alignment with Chime's broader business goals.
  • Leverage transactional and financial data to improve access to capital for loan applicants and enhance member financial security.
  • Champion a data-driven approach to decision-making across the organization.

About Us

At Chime, we believe that everyone can achieve financial progress. We're passionate about developing solutions and services to empower people to succeed.

Our easy-to-use tools and intuitive platforms give members the ability to have more control over their money and to take action toward achieving their financial ambitions.

We're proud to have helped millions of people unlock financial progress, whether they started a savings account, bought their first car or home, opened a business, or went to college.

What We Offer

  • A competitive salary based on experience: $198,990 - $281,900 per year.
  • A bonus structure that rewards outstanding performance.
  • A comprehensive benefits package, including medical, dental, vision, life, and disability insurance.
  • 16 weeks of paid parental leave for all parents and an additional 6-8 weeks for birthing parents.
  • A generous vacation policy and company-wide Take Care of Yourself Days.
  • Mental health support with therapy and coaching through Modern Health.
  • Access to Maven, a family planning tool, with up to $10k in reimbursement for egg freezing, fertility treatments, adoption, and more.
  • A challenging and fulfilling opportunity to join one of the most experienced teams in FinTech.

Join us as we continue to shape the future of financial technology and help millions of people unlock financial progress.



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