Credit Analyst

1 month ago


Clara City, United States Citizens Alliance Bank Full time
Job Summary

Citizens Alliance Bank is seeking a skilled Credit Analyst to provide credit analysis assistance to our lenders. The successful candidate will monitor incoming financial statements, perform collateral audits, and review accounts receivable aging and borrowing base certificates.

This is a fantastic opportunity for a detail-oriented individual with excellent analytical and communication skills to join our team.

Key Responsibilities
  1. Monitor and analyze financial statements to ensure compliance with lending requirements.
  2. Perform collateral audits and review accounts receivable aging and borrowing base certificates.
  3. Develop and maintain knowledge of loan-related regulations and internal compliance procedures.
  4. Provide written financial statement analysis for credit presentations and file comments.
  5. Assist in negotiating loan agreements and ancillary documents.
  6. Communicate security valuations deficiencies with lenders and perform follow-up actions.
  7. Perform duties in accordance with company policies and procedures, as well as Federal and State Regulations and Laws.
Requirements

High School diploma or GED required. Continuing education to maintain job knowledge is also required. One to three years of banking experience and proficiency in Microsoft Suites are preferred.

Citizens Alliance Bank is an Equal Opportunity Employer and welcomes applications from diverse candidates.


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