Credit Officer II

4 weeks ago


Los Angeles, California, United States City National Bank Full time
Job Summary

We are seeking a highly skilled Credit Officer II to join our Asset Based Lending team in Charlotte, Los Angeles, or New York. As a key member of our team, you will be responsible for providing credit and loan underwriting expertise to support the loan management process.

Key Responsibilities
  • Analyze prospective loan transactions and credit worthiness of potential borrowers.
  • Work closely with 1LOD Credit colleagues to underwrite new and renewed asset based loans.
  • Conduct due diligence, financial statement analysis, construction of financial projections, collateral evaluation, and coordination of accurate documentation.
  • Provide well-supported opinions and balanced recommendations on proposed credit actions and potential risks.
  • Contribute to ongoing monitoring, reporting, and analysis of a portfolio of closed asset based loans.
Requirements
  • Bachelor's Degree or equivalent.
  • Minimum 5 years of experience in underwriting medium-sized cash flow loans.
  • Minimum 5 years of experience in a banking or financial services environment required.
Preferred Qualifications
  • Strong verbal and written communication skills to present clear and precise recommendations supported by financial statement, collateral, and credit analysis for action on loans.
  • Strong analytical, organizational, interpersonal, communication, and time management skills.
  • Previous experience with asset based lending and familiarity with collateral analysis strongly preferred.
About City National Bank

City National Bank is an equal opportunity employer committed to diversity and inclusion. We strive to be the best at whatever we do, including the benefits and perks we offer our colleagues. Get an inside look at our Benefits and Perks.


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