Mortgage Underwriter
4 weeks ago
HCLTech is seeking a highly skilled Senior Mortgage Loan Underwriter to join our team. As a Senior Mortgage Loan Underwriter, you will be responsible for underwriting residential mortgage loans in accordance with GSE and internal guidelines, ensuring compliance with company and investor standards.
Key Responsibilities:
- Conduct thorough analysis of loan files to determine compliance with investor guidelines
- Evaluate entire credit package and collateral for residential mortgage loans, ensuring investment quality and creditworthiness of borrowers and acceptability of collateral
- Verify accuracy of all calculations
- Maintain working knowledge of secondary market underwriting guidelines, private investor, and private mortgage insurance guidelines
- Assist with maintaining compliance with all applicable federal, state, and local laws, regulations, and ordinances
- Assist in development of underwriting standards
- Provide general guideline interpretations and answer questions on specific loan files
- Respond to post-closing review and quality control audits in a timely fashion
- Multi-task, high volume, available to be flexible and work weekends as needed
Requirements:
- 5+ years processing experience or less than 1 year underwriting experience
- Excellent organization and analytical skills required
- Excellent written and communication skills required
- High School Diploma or GED equivalent required, some college preferred, College degree desired
- Intermediate to computer proficiency skills with MS Office, Excel, and Mortgage Loan Applications/Software (Encompass 360 desired)
- Ability to multi-task, prioritize, and function in a high-volume, fast-paced environment
- Adaptability and acceptance to change
About HCLTech:
HCLTech is a next-generation global technology company that helps enterprises reimagine their businesses for the digital age. Our technology products and services are built on four decades of innovation, with a world-renowned management philosophy, a strong culture of invention and risk-taking, and a relentless focus on customer relationships.
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