Mortgage Underwriter

4 weeks ago


Westlake Village, California, United States HCLTech Full time
Job Title: Senior Mortgage Loan Underwriter

HCLTech is seeking a highly skilled Senior Mortgage Loan Underwriter to join our team. As a Senior Mortgage Loan Underwriter, you will be responsible for underwriting residential mortgage loans in accordance with GSE and internal guidelines, ensuring compliance with company and investor standards.

Key Responsibilities:

  • Conduct thorough analysis of loan files to determine compliance with investor guidelines
  • Evaluate entire credit package and collateral for residential mortgage loans, ensuring investment quality and creditworthiness of borrowers and acceptability of collateral
  • Verify accuracy of all calculations
  • Maintain working knowledge of secondary market underwriting guidelines, private investor, and private mortgage insurance guidelines
  • Assist with maintaining compliance with all applicable federal, state, and local laws, regulations, and ordinances
  • Assist in development of underwriting standards
  • Provide general guideline interpretations and answer questions on specific loan files
  • Respond to post-closing review and quality control audits in a timely fashion
  • Multi-task, high volume, available to be flexible and work weekends as needed

Requirements:

  • 5+ years processing experience or less than 1 year underwriting experience
  • Excellent organization and analytical skills required
  • Excellent written and communication skills required
  • High School Diploma or GED equivalent required, some college preferred, College degree desired
  • Intermediate to computer proficiency skills with MS Office, Excel, and Mortgage Loan Applications/Software (Encompass 360 desired)
  • Ability to multi-task, prioritize, and function in a high-volume, fast-paced environment
  • Adaptability and acceptance to change

About HCLTech:

HCLTech is a next-generation global technology company that helps enterprises reimagine their businesses for the digital age. Our technology products and services are built on four decades of innovation, with a world-renowned management philosophy, a strong culture of invention and risk-taking, and a relentless focus on customer relationships.



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