Property Claim Adjuster

7 days ago


Bernalillo, New Mexico, United States Amerind Full time
Job Summary

Amerind is seeking a highly skilled Claim Representative to join our team. The successful candidate will be responsible for evaluating property insurance claims for Commercial and Homeowner business lines, ranging from level 1 to level 3 total losses.

Key Responsibilities
  • Coverage Evaluation: Determines coverage evaluation, including establishing adjuster reserves for the claim file, customer communication, evaluating policy coverage for the risk, evaluating field reports of the damage risk, obtaining additional risk information, inputting all risk information into the claim system, securing a resolution payment for the policyholder, and preparing the claim file for closure.
  • Claim Investigation: Investigates claims on-site, evaluating damages, completing coverage analysis, damage assessments, and cause/origin determination, and submits a field report with a narrative, estimate, photos, and any other pertinent information for the damages.
  • Settlement Negotiation: Determines property damage evaluation using Xactimate software, negotiates settlements, and approves supplement expenses.
  • Correspondence: Prepares declination letters when coverage is not applicable under the policy, prepares correspondence letters to policyholders with updates on their claims, including settlement explanations and closure letter summaries.
Requirements
  • Education: An Associate Degree in Insurance, Economics, Business Administration, or a related field is required. A bachelor's degree in insurance, Economics, Business Administration, or a related field is preferred.
  • Experience: Minimum of three years of desk adjusting experience involving property claims is preferred. Minimum of three years of field adjusting experience using software applications such as Symbility, Xactimate, or Xactanalysis is preferred.
  • Certifications: Designations and certificates from accredited insurance institutions are preferred.
Working Conditions

Amerind is an equal opportunity employer. The successful candidate will be required to work in a typical business office setting with moderate noise level and outdoor settings with a high noise level. The employee may be required to travel as necessary.