Home Mortgage Specialist Direct

3 weeks ago


Redding, California, United States Tri Counties Bank Full time
Job Summary

The Home Mortgage Specialist Direct is a key role within Tri Counties Bank, responsible for soliciting loan applications, quoting rates, and compiling information to submit complete loan packages to the Home Mortgage underwriting department.

Key Responsibilities
  • Meet loan production goals as assigned by the Home Mortgage Sales Manager.
  • Provide exceptional customer service and develop outside referral sources for new customers.
  • Solicit real estate loan applications from sources outside the bank with effective business development efforts.
  • Quote rates and explain programs accurately and completely to borrowers.
  • Compile loan packages and relevant documentation to be submitted for processing while adhering to all regulatory and bank requirements.
  • Coordinate with processor, customer, Title Company, etc. as necessary.
  • Maintain a current understanding of established Tri Counties Bank policies and procedures, including regulations related to mortgage loans.
  • Refer customers back to branch partners for possible cross-sell opportunities when appropriate.
Requirements
  • High school diploma or GED required, undergraduate degree preferred.
  • Minimum 5 years direct experience in mortgage lending or related field.
  • Excellent verbal and written communication skills.
  • Good organizational skills to accommodate involvement in multiple areas.
  • Ability to work with people in an efficient, friendly, and professional manner.
  • Ability to utilize personal computers and Windows-driven programs.
  • Able to be registered as a mortgage loan originator (MLO) in the Nationwide Mortgage License System and Registry (NMLS).
About Tri Counties Bank

Established in 1975, Tri Counties Bank is a wholly-owned subsidiary of TriCo Bancshares (NASDAQ: TCBK) headquartered in Chico, California, with assets of nearly $10 billion and more than 45 years of financial stability.

Tri Counties Bank provides a unique brand of Service With Solutions for communities throughout California with a breadth of personal, small business, and commercial banking services, plus an extensive branch network, more than 37,000 surcharge-free ATMs nationwide, and advanced online and mobile banking.

We remain strong and profitable through our top-down commitment to our core values, sound business principles, and responsible lending practices.

Our success is also based on our community engagement. We still believe in the vision of the helpful and caring community banker.

We look to place people in positions where they can best utilize their abilities and strengths, and where they are able to grow with the Bank.

Tri Counties Bank is an Affirmative Action and Equal Opportunity Employer, Race/Color/Religion/Sex/Sexual Orientation/Gender Identity/National Origin/Disability/Veteran.



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