Position Overview:
As a Loan Consultant at MDDC Credit Union Association, you will be responsible for facilitating and advocating for our loan offerings to members. Your role is crucial in enhancing operational efficiency and ensuring a consistent approach to risk assessment and loan processing timelines.

Key Responsibilities:
1. **Promote Loan Products:** Actively market and explain the benefits of Credit Union loan products to members.
2. **Risk Assessment:** Analyze income-to-debt ratios and credit reports in accordance with established policies and procedures.
3. **Loan Application Review:** Evaluate loan applications and provide recommendations for approval or denial to the loan officer.
4. **Member Relations:** Build and maintain strong relationships with members, understanding their borrowing needs and suggesting suitable loan options.
5. **Compliance Assurance:** Ensure all loan processes adhere to Credit Union policies and regulatory requirements.
6. **Documentation Management:** Prepare and manage loan documentation for approved loans, including scheduling loan closings.
7. **Transaction Processing:** Handle routine member transactions such as deposits, withdrawals, and loan payments while safeguarding sensitive information.

Qualifications:
- An Associate's Degree or two years of relevant experience in a financial institution.
- Strong interpersonal skills with a commitment to providing exceptional service.
- Proficient in oral and written communication.
- Ability to utilize personal computers effectively.
- Strong decision-making and problem-solving capabilities.
- Capacity to manage multiple tasks and meet deadlines independently.

Professional Development:
Engage in ongoing training and participate in special promotions to enhance your skills and knowledge in the financial sector.

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