Credit Risk Analyst

Maverick Payments is seeking a highly skilled Credit Analyst II to join our Compliance Department. As a key member of our team, you will be responsible for handling credit and financial analysis related duties, ensuring the company's compliance with applicable legal, regulatory, and industry requirements.

• Conduct periodic credit reviews within an assigned portfolio, analyzing financial data and creditworthiness to identify potential risks and opportunities.
• Prepare and present detailed financial analysis and credit risk assessments to management, providing recommendations for risk mitigation and credit policy updates.
• Analyze merchants with varying risk dependencies and credit quality, identifying potential exposure and developing strategies to minimize losses.
• Collaborate with internal departments and external partners to obtain financial information and documentation necessary for merchant reviews.
• Stay up-to-date with industry trends and regulatory changes, making recommendations for policy updates and procedure adjustments.

• High School Diploma or equivalent.
• 2-5 years of experience in Risk Management, Underwriting, and/or Compliance within the acquiring industry.
• Experience with high-risk payment processing is a must.
• Proficiency in Excel and other similar products.
• Familiarity with various tools used for credit analysis and due diligence (e.g., Equifax, Transunion, TIN Check, MATCH, GIACT, Merlink, G2, LS).
• Bachelor's Degree in Finance, Business Administration, or a related field is a plus.
• Excellent written and verbal communication skills.
• Effective time management skills.

• Competitive salary, bonuses, and incentives.
• Comprehensive employer-sponsored health, vision, and dental insurance programs.
• Paid time off, paid sick leave, and paid holidays.
• 401K plan with up to a 3% matching contribution.
• Commitment to career development and advancement.
• Employee recognition programs.

Maverick Payments is an Equal Opportunity Employer. We are committed to creating a diverse and inclusive work environment that values and respects all employees. We believe in empowering our team members to grow and develop their careers, and we offer a range of benefits and opportunities to support their success.

Pay Transparency Notice: At Maverick Payments, we believe in openness, honesty, and empowering our candidates to make informed career choices. As part of our commitment to transparency, we disclose the salary range for our positions. These ranges reflect our dedication to fair compensation practices and recognize the value that each team member brings to our organization.

Non-Solicitation from Third Parties: Do not contact Maverick Payments about this position unless you are a job seeker and potential applicant for this position. Do not contact Maverick Payments about other services, products, or commercial interests.

Notice to Agency and Search Firm Representatives: Maverick Payments is not accepting unsolicited resumes from agencies and/or search firms for this or other job postings. Resumes submitted to any Maverick Payments employee by a third-party agency and/or search firm without a valid written and signed search agreement will become the sole property of Maverick Payments. No fee will be paid if a candidate is hired for this position as a result of an unsolicited agency or search firm referral.

Fair Chance Ordinance: Maverick will consider qualified applicants with criminal histories in a consistent manner with the Los Angeles Fair Chance Initiative for Hiring.