Market President

The Citizens Bank is seeking a seasoned banking professional to lead our Meridian area as Market President. As a proactive relationship builder, you will assist bank clients and provide excellent support throughout the process of underwriting, structuring, and closing of loans, while developing deposit relationships and enhancing the bank's presence within the community and market.

• Develop new business through the underwriting, structuring, and closing of loans, as well as maintaining and servicing an existing portfolio.
• Solicit, negotiate, and coordinate the closing of loans in compliance with the bank's lending policies and procedures, as well as applicable Federal and State regulations.
• Maintain collection efforts of delinquent loans within the officer portfolio.
• Monitor existing loan portfolio to ensure proper risk ratings and early identification of potential problems.
• Promote business for the bank by maintaining good client relationships and referring clients to appropriate staff for additional services.
• Maximize bank profitability through appropriate pricing of new loans, fee income, and selling of all bank products and services.
• Develop business and consumer checking and deposit relationships with clients.
• Present credits for approval to appropriate levels of authority within the bank as required.

• 5-7 years' successful experience in Lending/Managing role in an FDIC Insured Financial Institution or similar work environment.
• Broad Banking Knowledge, including credit analysis and loan documentation systems.
• Exceptional Verbal and Written Communication Skills.
• Exceptional Customer Service and Sales Background.
• Extensive Knowledge/Use of Microsoft Office and other PC applications.

The Citizens Bank opened in 1908 in Philadelphia, MS, and it quickly earned a reputation for safety, confidence, honesty, integrity, and hard work. Throughout its history, the bank held steadfast to its commitment to be a bedrock partner to the communities it serves. Today, still grounded in the principles on which we were founded, our $1.4 billion bank serves the state of Mississippi through 26 branch offices and beyond with its digital and mobile banking solutions.

We're different. We appreciate and respect our past, but our sights are clearly set on building an even better bank for the future, and it starts with our people. Our commitment to making the bank a great place to work is woven into the fabric of our core values - SERVE.