Credit Risk Specialist

We are seeking a highly skilled Credit Risk Specialist to join our team at Alabama One Credit Union. As a key member of our Commercial Lending department, you will be responsible for developing and implementing sound credit policies and procedures.

In this role, you will work closely with the Commercial Loan Committee to ensure the processing of daily credit transactions aligns with our credit policy and procedure manuals. You will maintain accurate records and files on all credit transactions, including correspondence and documents.

• Manage daily credit transaction processing, performing initial credit analysis to determine eligibility based on existing policies and procedures.
• Prepare and manage documentation for credit transactions, including spreadsheets and financial analysis.
• Provide education and support to members and team members on credit policies, procedures, and guidelines.
• Track requests and status as necessary.
• Present to the Loan Committee as needed.

To succeed in this role, you will need a Bachelor's Degree and proficiency in standard computer operating software, including Word, Excel, and Access. Excellent verbal and written communication skills are essential, as is the ability to maintain confidentiality.

A background in credit analysis and/or spreadsheet financial statements is preferred.

The estimated annual salary for this position is $65,000 - $85,000, depending on experience and qualifications.