Mortgage Loan Originator
4 weeks ago
Mortgage Loan Originator Job Description
At U.S. Bank, we're committed to helping our customers and businesses make better financial decisions. As a Mortgage Loan Originator, you'll play a key role in originating mortgage loans in assigned non-bank territories. Your responsibilities will include taking applications, conducting preliminary underwriting reviews, and submitting loan applications to processing and underwriting for approval.
Key Responsibilities:
- Originate mortgage loans in assigned non-bank territories
- Take applications and conduct preliminary underwriting reviews
- Submit loan applications to processing and underwriting for approval
- Follow up to ensure timely receipt of required documents
Requirements:
- High school diploma or equivalent
- Minimum one year of mortgage, sales, real estate, or banking experience
- Ability to travel
Preferred Skills:
- Well-developed sales ability
- Basic knowledge of pricing and underwriting requirements of various mortgage insurance companies
- Working knowledge of underwriting requirements for FNMA, FHLMC, FHA, VA, local bonding programs, and private investors
- Basic knowledge of local, state, and national laws
Benefits:
- Comprehensive benefits package
- Incentive and recognition programs
- Equity stock purchase 401(k) contribution and pension
Location: Grand Junction, or Boulder, Colorado
This role is posted as remote; however, candidates who are located near any one of our locations would be required to work on site at least three days per week.
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