Commercial Credit Analyst, C&I CRE
1 month ago
At Choice Bank, we are seeking a highly skilled Commercial Credit Analyst to join our team. As a key member of our Commercial Banking department, you will play a critical role in underwriting and analyzing credit applications for intermediate-sized customers.
Key Responsibilities:- Financial Analysis: Provide accurate and timely financial analysis for client relationships, utilizing various software applications and credit reporting agencies.
- Credit Decision Making: Qualify and validate financial information, collaborate with Lending Officers to recommend loan structures, and ensure relationships are appropriately risk-rated.
- Monitoring and Compliance: Monitor financial covenants, formulate default waivers, and ensure compliance with Bank Secrecy Act (BSA), Anti-Money Laundering Act (AML), Patriot Act, and Office of Foreign Assets Control Regulations (OFAC).
- Customer Engagement: Participate in customer calls, provide knowledgeable responses to credit committee questions, and engage third-party collateral evaluations.
- Administrative Tasks: Maintain customer files, transfer financial data and collateral reports into the bank's document imaging system, and complete approved risk rating changes.
- Education: Bachelor's degree in Finance, Accounting, or related field.
- Skills: Proficient in Microsoft Office, excellent written and oral communication skills, problem-solving and decision-making skills, and ability to work under tight deadlines.
- Experience: 2+ years of experience in commercial credit analysis, risk assessment, or related field.
- Competitive Salary: Based on experience and qualifications.
- Benefits: Comprehensive health insurance, 401(k) plan, and paid time off.
- Professional Development: Opportunities for training, mentorship, and career advancement.
Choice Bank is an Equal Opportunity Employer and welcomes applications from diverse candidates. We are committed to creating an inclusive work environment that values diversity, equity, and inclusion.
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Commercial Credit Analyst, C&I CRE
4 weeks ago
Fargo, North Dakota, United States Choice Bank Full timeThe Commercial Credit Analyst is responsible for taking a lead role in underwriting intermediate size commercial banking customers. He/she will provide independent and sound opinions on appropriate structures, terms, covenants, and risk ratings of a credit. The individual will take full responsibility for all written and verbal underwriting performed,...
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Fargo, United States Choice Bank Full timeThe Commercial Credit Analyst is responsible for taking a lead role in underwriting the intermediate size commercial banking customers.He/she will provide independent and sound opinions on appropriate structures, terms, covenants, and risk ratings of a credit.The individual will take full responsibility for all written and verbal underwriting performed,...
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