Credit Manager

1 day ago


AL United States Southeast Building Supply Interests Inc Full time
Job Title: Credit Manager

The Credit Manager plays a crucial role in optimizing company sales while minimizing bad debt losses. This position is responsible for the entire credit granting process, including the consistent application of a credit policy, periodic credit reviews of existing customers, and the assessment of the creditworthiness of potential customers.

Key Responsibilities:
  • Credit Policy Development: Maintain the corporate credit policy and recommend changes to senior management as appropriate.
  • Credit Scoring: Create a credit scoring model to evaluate customer creditworthiness.
  • Credit File Management: Manage customer credit files and monitor the credit granting and updating process.
  • Credit Application Review: Make decisions on customer credit applications and negotiate credit terms as appropriate.
  • Customer Relations: Personally visit key customers to establish relations and conduct periodic credit reviews of all customer accounts.
  • Debt Recovery: Manage the application of late fees and work closely with collection agencies.
  • Financial Analysis: Measure department performance with appropriate metrics and maintain knowledge of current credit laws and best practices.
Requirements:
  • Education: Bachelor's degree or equivalent industry experience.
  • Experience: Minimum 5+ years of credit experience.
  • Skills: Excellent oral and written communication skills, strong analytical skills, and exceptional organizational skills.
Work Environment:

The Credit Manager will work in an office environment, with occasional overtime required.

Physical Demands:
  • Standing: Rarely
  • Walking: Rarely
  • Sitting: Frequently
  • Lifting/Carrying: Must be able to lift and move up to 20 lbs. using safe lifting techniques

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