Commercial Banker

At BankTalent HQ, we're seeking a highly skilled Commercial Banker to join our team in Escondido, CA. As a key member of our commercial lending team, you'll be responsible for acquiring and servicing commercial loans, commercial real estate loans, and bank services in accordance with individually established business development goals.

• Acquire and service commercial loans, commercial real estate loans, and bank services in accordance with individually established business development goals.
• Achieve quarterly Managed Portfolio Growth goals.
• Demonstrate clear understanding of risk management and covenant tracking procedures.
• Responsible to make presentations regarding bank products and services to prospective clients and company principals, perform underwriting functions, and continually monitor credit quality.
• Higher-level Commercial Bankers may oversee lower-level associates.

• Requires a Bachelor's degree in business, finance, or a related field and 6+ years of commercial lending and credit underwriting experience. An equivalent combination of education and experience may meet qualifications.
• Employs advanced knowledge as a generalist or specialist for unique customer product segments of lending and credit analysis, preferably in a commercial lending environment.
• Advanced knowledge of bank products and commercial lending techniques and procedures.
• Ability to expand loans, client relationships, and cross-sell bank products.
• Familiarity of the sales, loan processing, and closing processes.
• Excellent underwriting skills.
• Ability to interview loan applicants and have a strong perceptive on character judgment.
• Ability to structure loans and monitor credit performance.
• Must have excellent interpersonal, presentation, and communication skills.
• Working knowledge of software applications, including word processing and spreadsheets.

• Medical, Dental, and Vision Insurance - START DAY ONE
• Life and Disability Insurance, Paid Paternal Leave, and Adoption Assistance
• Health Savings (HSA), Flexible Spending (FSA), and dependent care accounts
• Paid Training, Paid Time Off (PTO), and 11 Paid Federal Holidays

This position is eligible to earn a base salary in the range of $115,000 - $142,000 annually depending on job-related factors such as level of experience.