Senior Financial Risk Analyst

2 days ago


Arlington Heights, Illinois, United States Wintrust Financial Full time
Job Overview

At Wintrust Financial, we are seeking a highly skilled Business Banking Underwriter to join our team. As a key member of our Commercial Lending group, you will be responsible for analyzing complex financial data and providing expert risk assessments to support our business banking activities.

Responsibilities
  • Analyze commercial credit requests, including financial information of businesses and individuals, to determine the degree of risk associated with extending credit.
  • Prepare and present Credit Approval Presentations (CAPs) to the Bank's Credit Committee, summarizing trends and recommendations.
  • Communicate effectively with Relationship and Portfolio Managers, as well as customers, to facilitate timely and efficient underwriting of credit requests.
  • Engage in due diligence processes for real estate transactions, including ordering appraisals, environmental reports, and collateral analyses.
  • Monitor loan performance, perform covenant testing, and assist in closing loans and reviewing credit files.
Requirements
  • Bachelor's degree in accounting, finance, or business.
  • Minimum 2 years of commercial credit/underwriting experience.
  • Demonstrated analytical and critical thinking skills.
  • Excellent oral and written communication skills.
  • Strong organizational and time management skills.
  • Proficient in Microsoft Office.
Benefits

We offer a comprehensive benefits package, including medical, dental, vision, life insurance, and a 401(k) plan with company match. Our employees also enjoy flexible spending accounts, employee stock purchase plan, and transportation and commuting benefits.

About Us

Wintrust Financial is a leading community bank serving Chicago and surrounding areas. We pride ourselves on our award-winning culture, competitive pay, and opportunities for growth and development.



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