Loan Review Specialist

2 weeks ago


Bowie, Maryland, United States WesBanco Bank Inc. Full time
Job Summary

We are seeking a highly skilled Loan Review Officer to join our team at WesBanco Bank Inc. The successful candidate will be responsible for providing independent and objective evaluation of the quality of the loan portfolio, the adequacy of loan documentation, and the effectiveness of loan administration functions.

Key Responsibilities
  • Assist with the assessment of credit risk and the monitoring of compliance with loan policy, policies and procedures, applicable laws and regulations.
  • Identify and assess credit, legal and strategic risks arising from lending activities.
  • Evaluate the collectability of extensions of credit through review of customer financial information, collateral information and documentation, and payment history.
  • Assign appropriate risk grades to reflect relative risk of default or loss and recommend corrective actions to assist with resolution or workout of problem situations.
  • Evaluate the adequacy of loan and collateral documentation and the effectiveness of loan administration.
  • Review commercial credits of all types and complexities.
  • Ability to lead exit meetings for unit reviews.
Requirements
  • Bachelor's degree from an accredited college or university in a business-related field required.
  • Minimum of 5 years of experience as a Federal Bank Examiner, Loan Review or Credit Analysis capacity is required.
  • BAI Loan Review Certification or RMA Credit Risk Certification preferred.
  • Proficient in Microsoft Word, Excel and Outlook.
  • Ability to utilize tools provided in performing job responsibilities.
Benefits

The Loan Review Officer position includes a competitive salary range of $50,000-$54,000 annually, 22 days of PTO, 5 days of STD, and 11 annual paid holidays. WesBanco also offers an excellent benefits package, including medical, dental, and vision, Health Care Flexible Spending, Dependent Care Flexible Spending, Transportation Fringe Benefit Plan, Group Life, Long Term Disability, Optional Life, and Critical Illness policies, and other ancillary benefit products.



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