Commercial Loan Review Specialist

16 hours ago


Pittsburgh PA USA, United States Dollar Bank Full time
Job Title: Commercial Loan Review Analyst

Dollar Bank is seeking a highly skilled Commercial Loan Review Analyst to join our team. As a key member of our credit risk management team, you will be responsible for reviewing commercial loan files to ensure that they are accurately risk-rated and that lending practices conform to established loan policy.

Key Responsibilities:
  • Review commercial loan files to evaluate borrower relationships and assess loan repayment ability.
  • Confirm that loans are closed in accordance with proper approval procedures.
  • Determine adherence to loan policy and ensure any policy exceptions are disclosed and mitigated.
  • Assess the effectiveness of ongoing credit administration of loans reviewed.
  • Monitor compliance with applicable banking laws and regulations.
  • Assign an appropriate risk rating using the bank's established guidelines and parameters.
  • Provide detailed reasons/rationale for assigning differing risk ratings and recommend corrective action, if necessary.
  • Identify loans with well-defined weaknesses and describe deficiencies to minimize credit risk and loan losses.
  • Conduct loan discussions with loan officers to ensure all factual material related to the credits being reviewed is brought forward, understood, and considered in the risk rating process.
  • Participate in all types of loan reviews and assist in the preparation of loan review reports.
  • Maintain knowledge of the bank's lending policies and procedures, along with applicable laws and regulations.
Requirements:
  • High school diploma/GED required. Bachelor's degree in accounting or related field is strongly preferred.
  • Three (3) years of commercial loan review, commercial credit underwriting/analysis, or bank examiner experience, or equivalent.
  • Working knowledge of commercial cash flow analysis for commercial real estate or commercial and industrial loan portfolios, or small business loan portfolios.
  • Working knowledge of credit risk ratings.
  • Effective interpersonal skills, and oral and written communication skills.
  • Strong analytical, organization and process skills, with attention to detail.
  • Self-starter that can work with limited supervision.
Benefits:

Dollar Bank offers a comprehensive benefits package, including medical, dental, vision, 401(k) with immediate vesting, tuition reimbursement, and gym membership reimbursement. For more information, please visit https://www.dollarbank.com/careers.



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