Vice President, SBA Commercial Banker

3 days ago


San Diego, United States Disability Solutions Full time
Job Title:
Vice President, SBA Commercial Banker

Location:
Carmel Valley

What you'll do:
The position will be challenging and require strong organizational skills, good communication both written and verbal and detailed knowledge of the SBA 7(a), SBA 504 and SBA Express program. The regular duties will be to work collaboratively across the SBA division team, the dedicated Credit Administrators, and the processing and closing team within our Loan Operations and our bank's relationship managers and lending units. In this position you will use your commercial credit, loan structuring, SBA Eligibility requirements, and work within controlled checkpoints to review new loan requests, proper authorities for approval and sign off have been obtained, loans are being handled timely within Service Level Agreement for compliance within both the SBA program and the bank's audit and procedures guidelines.

What we are looking for:
  • Work with the Credit Opportunity Memos and information presented by relationship managers, lenders and other referring sources across the bank enterprise, to draft Opportunity Memos for SBA loans.
  • Evaluate for SBA Eligibility both initially and prior to SBA loan approvals.
  • Review for Credit Quality & SBA structure including specific loan costs.
  • Evaluate and request missing information for OM process, AAR communicate with Lenders on details needed for the credit submission,
  • Track and monitor decisions from SBA CAO, update OM, and issue Term Sheets
  • Deliver the SBA team package to lenders with Term Sheets, to ensure smooth handoff for their complete packages from applicants, through SBA Underwriter.
  • Participate in training opportunities with Sales Team within the Bank to develop better knowledge and support and assist in the generation of new loans for 7(a), 504 and USDA. This may include attending sales team calls, sharing marketing ideas they can use to generate opportunities.
  • Provide Audit and Control points with Internal SBA Team to ensure compliance and quality of the internal process through Loan Operations SBA Processing team is meeting SLA's and meeting specific SBA controls for all quality standards.
  • This role will work closely with internal partners to properly assess opportunities and execute cross selling of other applicable services.


What you need to have:
  • Bachelor's Degree from a 4-year college or university degree, preferably in Finance or Accounting, or an equivalent combination of education and experience.
  • Minimum seven (7) years in SBA lending, commercial lending a plus, SBA market awareness, and competitive environment.
  • Strong knowledge of all the 7(a) and 504 lending programs, processes, eligibility including SBA Express product.
  • Commercial Credit analysis skills together with loan structuring for all types of business and loan requirements.
  • Audit process and SBA knowledge for audit prep and deliverable
  • Strong SBA eligibility and processing knowledge to support 7(a) and 504 controls and ensure loans from origination through closing meet SBA requirements for guaranty.
  • Minimum five (5) years working with Sales direct or indirect as SBA SME, or processing with Sales teams.
  • Ability to provide proper communication with Bankers and Customers, present loan structures, provide guidance, solutions, and details for loan opportunities.
  • Assist Bank lenders with clear information to allow them to make loans in the 7(a) and 504 products without being an expert.
  • Strong knowledge of SBA commercial and real estate lending documentation, credit policy, and regulatory requirements


Compensation: Salary range for new hires is generally $130,400.00 - $153,400.00 for Costa Mesa, CA. Salary amount is determined by specific job location. In addition, the role may be eligible for annual bonus/incentives earned and restricted stock.

Benefits you'll love:
We offer all the important things you'd want - like competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, an employee volunteer program, and a wellness program. In addition, you'll have the opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands-on experience to help grow your career

About the company:

Western Alliance Bank is a wholly owned subsidiary of Western Alliance Bancorporation. Alliance Bank of Arizona, Alliance Association Bank, Bank of Nevada, Bridge Bank, First Independent Bank, and Torrey Pines Bank are divisions of Western Alliance Bank; Member FDIC. AmeriHome Mortgage is a Western Alliance Bank company.

Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email HR@westernalliancebank.com or call 602-386-2488. When contacting us, please provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process.

© Western Alliance Bancorporation

  • San Diego, United States Disability Solutions Full time

    Job Title:Vice President, Commercial BankingLocation:CA - San Diego, 450 B StWhat you'll do:The position of Commercial Banker is responsible for identifying a target market for new C&I business and subsequently develop and establish a book of new business from those relationships. The position is responsible for leading the entire sales cycle, including the...


  • San Francisco, United States Disability Solutions Full time

    Job Title:Assistant Vice President, Portfolio Management - Technology LendingLocation:CA - San Francisco, SpearWhat you'll do:Job Description SummaryThe AVP, Portfolio Manager position is responsible for analyzing, structuring, underwriting and coordinating the closing of major and complex Technology loans in compliance with the Bank's lending policies and...


  • San Diego, United States SciPro Inc. Full time

    Vice President/Senior Vice President of Drug Safety and Pharmacovigilance- San Diego The Vice/Senior Vice President of Drug Safety and Pharmacovigilance would be a Safety Physician and key leader across this leading San Diego based Rare Disease organization. To be considered as a Vice/Senior Vice President of Drug Safety and Pharmacovigilance you must...


  • San Diego, United States SciPro Full time

    Vice President/Senior Vice President of Drug Safety and Pharmacovigilance- San DiegoThe Vice/Senior Vice President of Drug Safety and Pharmacovigilance would be a Safety Physician and key leader across this leading San Diego based Rare Disease organization.To be considered as a Vice/Senior Vice President of Drug Safety and Pharmacovigilance you must have...


  • San Jose, United States Disability Solutions Full time

    Job Title:Senior Vice President - Commercial BankingLocation:San JoseWhat you'll do:Job Description SummaryThe position of the Senior Commercial Banker is responsible for identifying a target market for new business and subsequently develop and establish a book of new business from those relationships. The position is responsible for the negotiating,...


  • san diego, United States SciPro Full time

    Vice President/Senior Vice President of Drug Safety and Pharmacovigilance- San DiegoThe Vice/Senior Vice President of Drug Safety and Pharmacovigilance would be a Safety Physician and key leader across this leading San Diego based Rare Disease organization.To be considered as a Vice/Senior Vice President of Drug Safety and Pharmacovigilance you must have...

  • Vice President

    2 weeks ago


    San Diego, United States Hire Better Full time

    VP Operations Remote San DiegoThe Role: Vice President of OperationsLocation: Remote, with regular presence in San Diego headquartersThe CompanyHireBetter’s client is a San Diego-based consumer health company dedicated to discovering and developing novel, science-backed, natural products that protect our health as we age. Our client’s team consists of...

  • Vice President

    1 week ago


    San Diego, United States Hire Better Full time

    VP Operations Remote San DiegoThe Role: Vice President of OperationsLocation: Remote, with regular presence in San Diego headquartersThe CompanyHireBetter’s client is a San Diego-based consumer health company dedicated to discovering and developing novel, science-backed, natural products that protect our health as we age. Our client’s team consists of...


  • San Diego, United States CCCU - Council for Christian Colleges & Universities Full time

    Point Loma Nazarene University in San Diego, California, seeks a Vice President for University Advancement. The VPUA is the Chief Advancement Officer, responsible for designing and implementing a comprehensive strategy that enhances constituent engagement and drives fundraising outcomes. This includes overseeing all fundraising, donor relations, and alumni...


  • San Francisco, United States JPMorgan Chase & Co. Full time

    You are customer focused, enjoy building relationships and providing financial advice to your clients. A role as a Commercial Banker is for you. As a Commercial Banker, you will be responsible for growing and retaining profitable relationships within the Middle Market Banking & Specialized Industries (MMBSI) specializing in Innovation Economy, Startup...


  • San Diego, California, United States Banner Bank Full time

    Job DescriptionJob Title: SBA Business Development OfficerAbout Us: Banner Bank is a leading financial institution with over 130 years of experience, committed to helping businesses and individuals reach their goals.As a SBA Business Development Officer, you will be responsible for developing and managing SBA credits and relationships, with a strong focus on...


  • San Francisco, CA, United States JPMorgan Chase & Co. Full time

    You are customer focused, enjoy building relationships and providing financial advice to your clients. A role as a Commercial Banker is for you. As a Commercial Banker, you will be responsible for growing and retaining profitable relationships within the Middle Market Banking & Specialized Industries (MMBSI) specializing in Innovation Economy, Startup...


  • San Francisco, United States JPMorgan Chase & Co. Full time

    You are customer focused, enjoy building relationships and providing financial advice to your clients. A role as a Commercial Banker is for you.As a Commercial Banker, you will be responsible for growing and retaining profitable relationships within the Middle Market Banking & Specialized Industries (MMBSI) specializing in Innovation Economy, Startup...

  • Investment Banking

    4 days ago


    San Francisco, CA, United States JPMorgan Chase & Co. Full time

    We are seeking a highly skilled and experienced Investment Banking Vice President to join our dynamic Equity Capital Markets team, offering an exceptional opportunity to contribute to high-profile transactions and drive growth within a leading financial institution. Job Summary As a Vice President in Equity Capital Markets, Healthcare team, you’ll have...


  • san diego, United States Cymbiotika Full time

    Vice President of Product DevelopmentAbout Cymbiotika:Cymbiotika is a forward-thinking, science-driven wellness brand, creating products designed to improve longevity, health, and wellness through innovative and proprietary formulations. We are seeking a highly experienced and visionary Vice President of Product Development to lead our product innovation and...


  • San Diego, United States Cymbiotika Full time

    Vice President of Product DevelopmentAbout Cymbiotika:Cymbiotika is a forward-thinking, science-driven wellness brand, creating products designed to improve longevity, health, and wellness through innovative and proprietary formulations. We are seeking a highly experienced and visionary Vice President of Product Development to lead our product innovation and...


  • san diego, United States Cymbiotika Full time

    Vice President of Product DevelopmentAbout Cymbiotika:Cymbiotika is a forward-thinking, science-driven wellness brand, creating products designed to improve longevity, health, and wellness through innovative and proprietary formulations. We are seeking a highly experienced and visionary Vice President of Product Development to lead our product innovation and...


  • San Diego, United States Sellers & Associates, LLC Full time

    Job Description: Who We Are Sellers & Associates, LLC (S&A) is a Veteran Owned Small Business (VOSB) that provides effective and affordable Programmatic and Engineering Support Services and Solutions to our Government and Commercial Clients. We work directly with our clients taking the time to understand their culture and requirements designing a custom...


  • San Diego, United States Sellers & Associates, LLC Full time

    Job Description: Who We Are Sellers & Associates, LLC (S&A) is a Veteran Owned Small Business (VOSB) that provides effective and affordable Programmatic and Engineering Support Services and Solutions to our Government and Commercial Clients. We work directly with our clients taking the time to understand their culture and requirements designing a custom...


  • San Diego, California, United States ASIAN REAL ESTATE ASSOCIATION of AMERICA Full time

    Job Title: Vice President of Housing DevelopmentAbout the Role:We are seeking a seasoned leader to serve as our Vice President of Housing Development, responsible for driving organizational growth and scaling our programs. This key role will work closely with our Executive Director and Board of Directors to develop and implement strategies that advance our...