Analyst, Underwriting and Portfolio Management

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Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

The selected colleague will work at an MUFG office or client sites four days per week and work remotely one day. A member of our recruitment team will provide more details.

Job Summary:

MUFG is seeking an Analyst to join the Portfolio Management Group (PMG) within the Sponsor, Growth & Middle Market (SGMM) Healthcare vertical. This role is primarily supporting the evaluation, underwriting and management of direct loans and other credit exposures to private equity owned non-investment grade borrowers ranging in size from middle market to large corporate.

Analysts will also provide support for the Originations (Financial Sponsor coverage), Syndications, Monitoring/Portfolio Management and Sponsor portfolio company Relationship Management functions by assignment within the business unit.

The Analyst will be a corporate finance professional, supporting the Sponsor, Growth & Middle Market Healthcare team and related credit analysis efforts for healthcare borrowers. Critical functions include assessing risk factors associated with each credit and determining the appropriate risk ratings based on established policies and guidelines. Responsibilities will include active credit management and portfolio monitoring for potential upgrades, downgrades or general credit deterioration with the goal of maximizing the bank’s net income while minimizing credit costs.

Responsibilities:

• Support the credit analysis and management of Sponsor/Direct Lending opportunities within the Healthcare industry vertical
• Support the preparation of detailed credit analyses and required credit applications in accordance with internal policies and regulatory guidance, including the evaluation of company-specific, industry, and regulatory risks (including healthcare reimbursement and regulatory risks); and company historical operating performance, projected operating performance and capital structure.
• Assist senior underwriters in the due diligence of leveraged buyouts (“LBO”), merger and acquisition (“M&A”), and other financing opportunities.
• Construct detailed financial models (base and downside cases) to project go-forward business performance, credit statistics, and debt repayment capacity of new and existing clients.
• Assist senior underwriters with detailed credit application memo write-ups that include transaction overviews, credit structures, company profiles, industry analyses, risks and mitigants, historical operating performance, projections, enterprise valuation analyses and other regulatory requirements in accordance with internal policies.
• Provide support for the syndication strategy, including lender presentations and liaison with participant lenders, including banks and private credit firms
• Responsible for the coordination and communication of account information across various constituencies throughout the organization.
• Healthcare coverage responsibilities including the need to understand current relevant industry conditions in assigned portfolio utilizing internal and external sources.
• Oversight of facility closing procedures including both operations and documentation.

Advanced Client Solutions:

• Work within deal team environment (with Relationship/Industry Coverage, Credit, Capital Markets, and Syndications) supporting the development and analysis of financing structures/strategies, including leveraged capital markets and other product areas.
• Support credit analysis for structured credit transactions (derivatives transactions, margin lending, receivable securitizations, supply chain finance).
• Understand and maintain knowled