Underwriting Specialist

2 months ago


San Francisco, United States CNA Full time

You have a clear vision of where your career can go. And we have the leadership to help you get there. At CNA, we strive to create a culture in which people know they matter and are part of something important, ensuring the abilities of all employees are used to their fullest potential.

JOB DESCRIPTION:

Grow your underwriting career at a company that offers access and collaboration with the home office, ample promotional opportunities and evolving underwriting centers that allow you to focus on larger accounts.

The Technology Underwriter is responsible for using technical, sales and analytical skills to provide insurance solutions that help CNA's customers manage risk. The Underwriter will have a thorough understanding of CNA's strategies and appetites and will use internal and external data to make appropriate individual and portfolio risk decisions.

Essential Duties and Responsibilities

1. Underwriting Expertise

• Reviews applications and financial requirements to determine acceptability of risk in accordance with CNA's guidelines and standards

• Understands pricing components and rating methodology as well as use of the predictive modeling tools; prices risk based on financial and competitive analysis

• Uses all appropriate underwriting tools (e.g., RST, BPMT, Merlin, etc.), disciplines and knowledge of strategies to ensure underwriting guidelines are followed

• Demonstrates technical underwriting skills through strategic, thorough account reviews and file documentation

• Prepares or analyzes information on adverse underwriting decisions, rate appeals, underwriting requirements, status and declinations in order to drive results within the assigned territory

• Adheres to CAT guidelines and underwriting discipline to minimize exposure and appropriately price

• Keeps current on state/territory issues, regulations and trends

2. Portfolio Management

• Manages assigned portfolio to achieve gross written premium, profitability, rate, retention, product mix, new business and portfolio management goals

• Prioritizes time and resources to effectively manage and optimize producer performance

• Operates with an Enterprise perspective to identify cross sell opportunities and create growth within other lines of business and customer segments

• Demonstrates in-depth knowledge of CNA's products and appetite while clearly communicating CNA's position at the point of sale

3. Sales & Distribution Management

• Builds/maintains rigorous sales practices using all CNA systems including SalesForce.com and other sales tools and disciplines

• Develops producer relationships to build pipeline, agency intelligence, and drives performance to meet and exceed results

• Develops and implements distributor specific plans, monitors performance, and adjusts plan to ensure a substantial pipeline for future profitable growth

• Drives effective relationship management and customer activities to build trust, facilitate negotiation and secure commitment with the customer

• Proactively identifies cross-sell opportunities and partners with other underwriters to deliver comprehensive insurance solutions for the customer

Knowledge, Skills and Abilities

• Knowledge of underwriting processes, coverages, and tools to gather and evaluate information in order to reach appropriate decisions on renewals and new business

• Ability to effectively interact and communicate with all levels of external and/or internal business partners within scope of responsibility, team and/or matrix environment

• Ability to uncover customer needs, position specific solutions, handle objections and close deals

• Ability to exercise judgment, negotiate and make sound business decisions effectively based on level of authority

• Strong ability to identify, analyze and solve problems as well as the ability to learn rapidly, adapt quickly to change, exercise influence, and manage and prioritize multiple concurrent projects

As determined by CNA and depending on the applicant's experience and/or qualifications, candidates may be hired into one of three Underwriter positions: Underwriter, Underwriting Specialist or Underwriting Consultant. Typically 3-10+ years of related experience.

#LI-SM1

#LI-HYBRID

In San Francisco, the base pay range for Underwriting Specialist is $107,000 to $128,500. Salary determinations are based on various factors, including but not limited to, relevant work experience, skills, certifications and location.

In certain jurisdictions, CNA is legally required to include a reasonable estimate of the compensation for this role. In California, Colorado, Connecticut, New York and Washington, the national base pay range for this job level is $49,000 to $98,000 annually. Salary determinations are based on various factors, including but not limited to, relevant work experience, skills, certifications and location. CNA offers a comprehensive and competitive benefits package to help our employees - and their family members - achieve their physical, financial, emotional and social wellbeing goals. For a detailed look at CNA's benefits, please visit cnabenefits.com.

CNA is committed to providing reasonable accommodations to qualified individuals with disabilities in the recruitment process. To request an accommodation, please contact leaveadministration@cna.com.



  • San Diego, California, United States Underwriting Solutions Full time

    Job SummaryWe are seeking a highly skilled Field Operations Specialist to join our team at Underwriting Solutions. As a Field Operations Specialist, you will be responsible for identifying and recording loss costs information and underwriting data at residential and commercial property sites, following corporate standards of quality, timeliness, and...


  • San Francisco, California, United States American International Group Full time

    Environmental Underwriting SpecialistThe Underwriter position is an excellent opportunity for individuals with some relevant experience in the insurance sector or those looking to transition into underwriting with applicable skills.Make a Difference in Environmental CasualtyAIG's underwriting teams are dedicated to crafting innovative insurance solutions. We...


  • San Francisco, United States CNA Insurance Full time

    You have a clear vision of where your career can go. And we have the leadership to help you get there. At CNA, we strive to create a culture in which people know they matter and are part of something important, ensuring the abilities of all employees are used to their fullest potential. JOB DESCRIPTION: Grow your underwriting career at a company that offers...


  • San Francisco, United States CNA Insurance Full time

    You have a clear vision of where your career can go. And we have the leadership to help you get there. At CNA, we strive to create a culture in which people know they matter and are part of something important, ensuring the abilities of all employees are used to their fullest potential. JOB DESCRIPTION: Grow your underwriting career at a company that offers...


  • San Francisco, California, United States Your Hiring Coaches Full time

    Senior Underwriting Specialist for Middle Markets Location: Flexible / Hybrid Work Arrangement Compensation: Competitive Salary + Bonus + Comprehensive Benefits POSITION OVERVIEWYour Hiring Coaches is seeking a seasoned Senior Underwriting Specialist to enhance our dynamic team. This role offers the flexibility of a hybrid work model, allowing you to balance...


  • San Francisco, California, United States CNA Full time

    You have a clear vision of where your career can go. And we have the leadership to help you get there. At CNA, we strive to create a culture in which people know they matter and are part of something important, ensuring the abilities of all employees are used to their fullest potential. CNA has an excellent opportunity for an experienced production...


  • San Francisco, California, United States EMPLOYERS Full time

    Job Summary:We are seeking a highly skilled and experienced Workers' Compensation Underwriter & Agent Specialist to join our team at EMPLOYERS. As a key member of our underwriting team, you will be responsible for underwriting new and renewal Workers Compensation accounts for agents and producers assigned within your territory.Key Responsibilities:Underwrite...


  • San Francisco, California, United States H.W. Kaufman Group Full time

    Key Responsibilities At H.W. Kaufman Group, we specialize in providing tailored insurance solutions for unique and unconventional risks. As an Underwriting Associate, you will work closely with an Underwriter to manage a designated portfolio of clients, gaining invaluable insights into the specialty insurance sector and the potential for growth into an...


  • San Francisco, United States CNA Financial Corporation Full time

    Underwriting Expertise - Reviews applications and financial requirements to determine acceptability of risk in accordance with CNAs guidelines and standards - Understands pricing components and rating methodology as well as use of the predictive mod Underwriting Consultant, Underwriting, Science, Consultant, Producer, Underwriting Specialist, Technology,...


  • San Francisco, California, United States CNA Insurance Full time

    About the RoleCNA Insurance is seeking a talented Underwriting Specialist to join our Commercial Middle Markets team. As an Underwriting Specialist, you will play a critical role in growing our underwriting career and contributing to the success of our organization.Key ResponsibilitiesUnderwriting ExpertiseReview applications and financial requirements to...


  • San Francisco, California, United States AXIS Capital Full time

    This is an exceptional opportunity to become part of AXIS Capital, a reputable global leader in specialty lines insurance and reinsurance. We distinguish ourselves through our exemplary client service, astute risk management, and superior risk-adjusted returns for our stakeholders. We take pride in fostering an entrepreneurial, disciplined, and ethical...


  • San Francisco, United States CNA Insurance Full time

    You have a clear vision of where your career can go. And we have the leadership to help you get there. At CNA, we strive to create a culture in which people know they matter and are part of something important, ensuring the abilities of all employees are used to their fullest potential. JOB DESCRIPTION: The Ocean Marine Cargo is a growing department at CNA...


  • San Francisco, United States CNA Full time

    You have a clear vision of where your career can go. And we have the leadership to help you get there. At CNA, we strive to create a culture in which people know they matter and are part of something important, ensuring the abilities of all employees are used to their fullest potential. JOB DESCRIPTION: Grow your underwriting career at a company that offers...


  • San Francisco, United States CNA Financial Corporation Full time

    You have a clear vision of where your career can go. And we have the leadership to help you get there. At CNA, we strive to create a culture in which people know they matter and are part of something important, ensuring the abilities of all employees are used to their fullest potential. JOB DESCRIPTION: Grow your underwriting career at a company that offers...


  • San Francisco, California, United States The Hartford Full time

    Position Overview:As a key member of our underwriting team, you will play a vital role in assessing and managing risks associated with the Technology sector. Your expertise will contribute to our mission of delivering exceptional insurance solutions that go beyond traditional coverage.Core Responsibilities:• Evaluate and underwrite renewal business,...


  • San Francisco, United States CNA Insurance Full time

    You have a clear vision of where your career can go. And we have the leadership to help you get there. At CNA, we strive to create a culture in which people know they matter and are part of something important, ensuring the abilities of all employees are used to their fullest potential. JOB DESCRIPTION: Grow your underwriting career at a company that offers...


  • San Francisco, United States CNA Full time

    You have a clear vision of where your career can go. And we have the leadership to help you get there. At CNA, we strive to create a culture in which people know they matter and are part of something important, ensuring the abilities of all employees are used to their fullest potential. JOB DESCRIPTION: Grow your underwriting career at a company that offers...


  • San Francisco, United States CNA Insurance Full time

    You have a clear vision of where your career can go. And we have the leadership to help you get there. At CNA, we strive to create a culture in which people know they matter and are part of something important, ensuring the abilities of all employees are used to their fullest potential. JOB DESCRIPTION: Grow your underwriting career at a company that offers...


  • San Francisco, California, United States Berkshire Hathaway Specialty Insurance Full time

    Job Opportunity: Property UnderwriterBerkshire Hathaway Specialty Insurance (BHSI) is seeking an experienced Property Underwriter to join our team in the San Francisco office.Key Responsibilities:Develop and build the property book of business, including primary and excess layers.Establish, develop, and expand broker and customer relationships.Identify and...


  • San Francisco, California, United States At-Bay Full time

    About At-BayAt-Bay is a pioneering InsurTech provider dedicated to helping businesses tackle cyber risk head-on. By combining industry-leading insurance with cutting-edge cybersecurity technology, At-Bay offers end-to-end prevention and protection for the digital age.With 98% of cyber insurance claims in the past five years coming from small and mid-size...